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1327 S Harrison St, Shelbyville, IN, 46176

2beds
1baths
1,476sqft
$99,900
$68price/sqft
$941/moest. monthly cost
$37,640/yrincome needed

About This Home

Incredible value on this two-story Craftsman style home in the heart of Shelbyville. Easy access to downtown amenities, schools, parks, transportation & more. Wooded lot with alley access for parking. Storage shed in backyard. Ample space on interior with raised ceilings, large rooms, extra storage. Covered front porch and covered back patio. Flexible room layout could account for 3rd Bedroom. Spacious Kitchen with plenty of countertop and cabinet space, dining area, and bartop seating. 2nd floor features Loft/Office area plus Bedroom. Take a look at this growing, lovable community with a small town feel. This is a must see!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Main Level

Bedroom2

  • Level: Upper
  • Area: 216
  • Dimensions: 18x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Family Room

  • Level: Upper
  • Area: 231
  • Dimensions: 21x11

Features

  • Attic Access,High Ceilings,Ceiling Fan(s),High Speed Internet,Eat-in Kitchen,Smart Thermostat,Supplemental Storage
  • Window features: Wood Work Painted
  • Attic: Access Only

Great Room

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Laundry

  • Level: Main
  • Area: 77
  • Dimensions: 11x7

Master Bedroom

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Office

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Property

Details

  • Parcel number: 731105300506000002
  • Special condition: As Is,Corporate Owned,Sales Disclosure Not Required,Other
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Storage
  • Fencing: Fenced,Partial
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 8,712 sqft
  • Features: Access,City Lot,Curbs,Sidewalks,Street Lights,Suburb,Mature Trees,Trees-Small (Under 20 Ft),Wooded,See Remarks,Other

Parking

  • Parking features: Alley Access,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$61$732
Property Taxes $191$2,292
Electricity $184$2,212
Total$941$11,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,262/yr
40% on housing$28,230/yr
45% on housing$25,093/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 46176$110
Shelby County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 46176$120
Shelby County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$84,900
2026-07-10Listed for sale$99,900
2026-04-29Sold$174,000

For Sale by Agent

AgentChris Price
BrokerageKeller Williams Indy Metro Partners

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