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8798 S Pleasure Valley Rd, Waldron, IN, 46182

2beds
2baths
1,142sqft
$129,000
$113price/sqft
$1,036/moest. monthly cost
$41,440/yrincome needed

About This Home

3-bedroom, 2-bath home sitting directly on the river is priced to move quickly. A waterfront setting on a 7,200-square-foot lot with an attached garage, finished basement, and central heat and air. Built in 1957 and well-maintained, this 922-square-foot home punches above its size with 6 total rooms, two full baths, a fireplace, and a finished basement that adds meaningful living space beyond what the above-grade square footage suggests. The condition is solid throughout, no deferred maintenance, no project list, just a turnkey home priced below market on one of the area's most desirable stretches of river frontage

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
Waldron Elementary SchoolGrades PK-54.6 mi
5/10
Waldron Jr-Sr High SchoolGrades 6-124.7 mi
5/10

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick,Stone,Vinyl Siding,Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Washer,Dryer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Dimensions: NA

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Dimensions: NA

Features

  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 220

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,142
  • Total interior livable area: 1,142 sqft

Kitchen

  • Level: Main
  • Dimensions: NA

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Dimensions: NA

Living Room

  • Level: Main
  • Dimensions: NA

Master Bedroom

  • Level: Main
  • Dimensions: NA

Property

Details

  • Parcel number: 731514300138000014
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gas Grill

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$44$528
Property Taxes $156$1,872
Electricity $184$2,212
Total$1,036$12,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,520/yr
40% on housing$31,080/yr
45% on housing$27,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 46182$61
Shelby County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 46182$162
Shelby County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$119,000
2026-08-04Price change$125,000
2026-07-28Price change$129,000
2026-07-20Price change$135,000
2026-07-03Listed for sale$149,000

For Sale by Agent

AgentIsaac VanCuren
BrokerageGardner Property Group

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