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9184 S Geneva Main St, Flat Rock, IN, 47234

3beds
2baths
2,682sqft
$350,000
$130price/sqft
$2,495/moest. monthly cost
$99,800/yrincome needed

About This Home

Situated on nearly 7 acres across 3 parcels, this farmhouse-style property offers open space, multiple outbuildings, and a flexible rural setting. Features include a 2-car detached garage, workshop, large red barn, pasture area, small pond, and additional storage building. Home offers comfortable living areas, country kitchen, enclosed porch/sunroom, and original character throughout. Plenty of room for hobbies, equipment, gardening, animals, or recreational use. Property is also just a short walk to Flat Rock Creek. Scenic views and open green space surround the property while still providing convenient access to nearby communities, highways, shopping, and dining. Unique opportunity with acreage, multiple usable structures, and versatile outdoor space.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
Waldron Elementary SchoolGrades PK-55.1 mi
5/10
Waldron Jr-Sr High SchoolGrades 6-125.2 mi
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Cellar
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Bedroom3

  • Level: Upper
  • Area: 232
  • Dimensions: 29x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 66
  • Dimensions: 11x6

Features

  • Supplemental Storage
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,682
  • Total interior livable area: 2,682 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Laundry

  • Level: Main
  • Area: 78
  • Dimensions: 13x6

Living Room

  • Level: Main
  • Area: 320
  • Dimensions: 20X16

Master Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 731523100104000014
  • Special condition: As Is,Estate,Sales Disclosure Supplements
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6.50 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$466$5,592
Property Taxes $15$180
Electricity $245$2,950
Total$2,495$29,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,542/yr
40% on housing$74,850/yr
45% on housing$66,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 47234$147
Shelby County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 47234$41
Shelby County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$380,000

For Sale by Agent

AgentStacy Sims
BrokerageKeller Williams Indy Metro S

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