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3608 N London Rd, Fairland, IN, 46126

2beds
2baths
2,592sqft
$400,000
$154price/sqft
$2,733/moest. monthly cost
$109,320/yrincome needed

About This Home

Here is your chance to escape to the country! This 2 bedroom, 1.5 bath Bedford stone ranch offers a full unfinished basement that is bone dry, perfect for finishing. Much of the original character of the home remains preserved. The formal living room offers wood burning fireplace with stone front and built-in bookshelves, original hardwood flooring in great condition for refinishing, and large picture window to enjoy the beauty of the country side. The eat-in kitchen offers knotty pine walls and cabinetry, with retro countertops and tile backsplash still intact. Both bedrooms offer hardwood flooring and nice sized closets. The full bathroom offers a bathtub with shower surround, and updated vanity. There is a powder bath down the hall for guest use. 27x11 sunroom at the rear of the home offers wood stove for use during the cooler months. Oversized 1 car attached garage is fully finished with heating and cooling, could be possible to convert to a 3rd bedroom if needed. The basement has a framed family room space with woodburning fireplace. 30x27 blank space perfect for rec rm. Utility room with sump pit. The home sits on 1.2 acres of ground, with over 1,200sqft of heated detached garage space PLUS 15x11 workshop with electricity on opposite end of the property. Roof new in 2026! Rural living at its finest with no neighbors on any side of the home. Homes like this are hard to come by, don't miss your chance to say goodbye to city living!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Electric Oven,Range Hood,Refrigerator,Washer,Water Softener Rented
  • Laundry features: Connections All,In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Unfinished

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Features: Other
  • Level: Basement
  • Area: 330
  • Dimensions: 22x15

Features

  • Attic Access,Built-in Features,Ceiling Fan(s),Hardwood Floors,Eat-in Kitchen
  • Window features: WoodWorkStain/Painted
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,592
  • Total interior livable area: 2,592 sqft

Kitchen

  • Level: Main
  • Area: 252
  • Dimensions: 21x12

Living Room

  • Level: Main
  • Area: 330
  • Dimensions: 22x15

Master Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Play Room

  • Features: Other
  • Level: Basement
  • Area: 810
  • Dimensions: 30x27

Sun Room

  • Features: Other
  • Level: Main
  • Area: 297
  • Dimensions: 27x11

Utility Room

  • Features: Other
  • Level: Basement
  • Area: 126
  • Dimensions: 14x09

Property

Details

  • Parcel number: 730513200009000018
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Glass Enclosed
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Rural

Lot

  • Lot size: 1.20 Acres
  • Features: Irregular Lot,Rural - Not Subdivision,Mature Trees

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Gravel,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Drought
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$261$3,132
Property Taxes $213$2,556
Electricity $237$2,851
Total$2,733$32,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,702/yr
40% on housing$81,990/yr
45% on housing$72,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 46126$115
Shelby County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 46126$153
Shelby County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$400,000

For Sale by Agent

AgentTodd Cook
BrokerageKeller Williams Indy Metro Partners

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