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263 S Pyracantha Cir, Santa Claus, IN, 47579

4beds
3baths
2,938sqft
$375,000
$128price/sqft
$2,643/moest. monthly cost
$105,720/yrincome needed

About This Home

Located on a quiet cul-de-sac in Christmas Lake Village near the lake, this 4 bedroom, 2.5 bath two-story home offers spacious rooms, abundant storage, and an impressive backyard retreat. Step inside from the covered front porch into the two-story foyer leading to a bright living room that connects to two separate sunrooms, one currently configured as a fifth bedroom. The eat-in kitchen features stainless steel appliances, a breakfast bar, ample dining space, and a large walk-in pantry/laundry room. Just off the kitchen, the formal dining room is currently utilized as a home office. All bedrooms are located upstairs, including a generous primary suite with dual closets, an ensuite bath with garden tub and separate shower, and an additional flex room perfect for extra storage. Three more bedrooms and a second full bath complete the upper level. Outside, enjoy a beautifully landscaped yard with a wildflower garden, above-ground saltwater pool, open deck, patio, fire pit, storage shed, partial fencing, and an attached 2-car garage.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130

Features

  • Breakfast Bar,Ceiling Fan(s),Walk-In Closet(s),Laminate Counters,Eat-in Kitchen,Entrance Foyer,Soaking Tub,Open Floorplan,Pantry,Double Vanity,Tub/Shower Combination,Formal Dining Room
  • Flooring: Hardwood,Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,938

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,938
  • Total interior livable area: 2,938 sqft

Kitchen

  • Level: Main
  • Area: 260

Living Room

  • Level: Main
  • Area: 320

Property

Details

  • Parcel number: 740502104037.000005

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio,Porch Covered

Lot

  • Lot size: 0.62 Acres
  • Features: Level,0-2.9999,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$216$2,592
Property Taxes $262$3,144
Electricity $269$3,231
Total$2,643$31,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,617/yr
40% on housing$79,290/yr
45% on housing$70,480/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 47579$177
Spencer County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 47579
Spencer County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$375,000
2026-07-07Price change$378,000
2026-06-18Listed for sale$390,000
2016-01-04Sold$249,000
2015-10-05Listing removed$245,000
2015-09-21Price change$245,000
2015-05-22Price change$259,900
2015-02-23Price change$275,000
2015-02-15Price change$290,000
2015-02-13Listed for sale$299,900

For Sale by Agent

AgentTrae Dauby
BrokerageDauby Real Estate

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