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7804 N Topinabee Rd, Walkerton, IN, 46574

2beds
1baths
1,386sqft
$200,000
$144price/sqft
$1,570/moest. monthly cost
$62,800/yrincome needed

About This Home

A Storybook Cottage Just Steps from Koontz Lake! Tucked beneath mature shade trees only two blocks from Koontz Lake, this completely renovated A-frame style cottage is full of charm from the moment you pull up with buttery yellow siding, a dramatic green standing-seam roof, and true storybook curb appeal. Inside, a bright den with windows on three sides welcomes you in, leading to a soaring two-story living room with a working fireplace. A spiral staircase leads to a flexible loft space, ideal as a second bedroom, office, or craft room. The spacious dining room features bold, designer-inspired wallpaper and a barn-door laundry room tucked neatly out of sight, plus stairs to the unfinished basement for extra storage. From there, the fully remodeled kitchen with granite countertops opens to a recently renovated sunroom, wrapped in windows and perfect for relaxing or entertaining. The main level is rounded out by an updated full bathroom and a comfortable primary bedroom. Outside, enjoy a newly sodded lawn, private paver patio, and a quaint, fully fenced yard! Plus a detached 2-car garage accessed via the alley. A whole-home Generac generator adds rare peace of mind for this area. Completely renovated and truly move-in ready, homes this well done, this close to the lake, don't come around often at this price!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Stainless Steel Appliance(s),Range,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished,Storage Space,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Main
  • Area: 168
  • Dimensions: 14.0 x 12.0

Dining Room

  • Level: Main
  • Area: 342
  • Dimensions: 19.0 x 18.0

Features

  • Cathedral Ceiling(s),Vaulted Ceiling(s),Open Floorplan,Granite Counters
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,386

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,386
  • Total interior livable area: 1,386 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12.0 x 11.0

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16.0 x 12.0

Loft

  • Level: Upper
  • Area: 180
  • Dimensions: 20.0 x 9.0

Primary Bedroom

  • Level: Main
  • Area: 108
  • Dimensions: 12.0 x 9.0

Sunroom

  • Level: Main
  • Area: 96
  • Dimensions: 12.0 x 8.0

Property

Details

  • Parcel number: 750311202112000009
  • Special condition: None

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Covered,Screened,Porch,Patio,Enclosed
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 4,791 sqft
  • Features: Front Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Faces Rear,Alley Access,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$140$1,680
Property Taxes $235$2,820
Electricity $184$2,212
Total$1,570$18,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,828/yr
40% on housing$47,100/yr
45% on housing$41,866/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 46574$109
Starke County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 46574$163
Starke County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$200,000

For Sale by Agent

AgentLucas Herren
BrokerageColdwell Banker Real Estate Gr

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