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11985 E South St, Walkerton, IN, 46574

3beds
2baths
2,619sqft
$380,000
$145price/sqft
$2,894/moest. monthly cost
$115,760/yrincome needed

About This Home

Exceptional single-family residence on a spacious 1.53-acre corner lot in the desirable Koontz Lake area. This 3-bedroom, 2-bath home offers approximately 2,619 sq ft of well-designed living space with cathedral ceilings, abundant natural light, and two fireplaces. Features include an open kitchen with eat-in area and pantry, plus a partially finished walk-out basement offering flexible space. Enjoy mature trees, a landscaped yard, and balcony and deck areas overlooking a private setting. Located near Koontz Lake with beach access. Can be left fully furnished. Close to local amenities and schools within the Oregon-Davis School Corporation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 2003

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Range Hood,Refrigerator,Microwave,Gas Water Heater,Dishwasher

Basement

  • Area: 1040
  • Dimensions: 26.0 x 40.0

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Storage Space,Sump Pump,Partially Finished

Bedroom2

  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedroom3

  • Area: 120
  • Dimensions: 12.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 144
  • Dimensions: 9.0 x 16.0

Features

  • Cathedral Ceiling(s),Soaking Tub,Recessed Lighting,Pantry,Open Floorplan,High Ceilings,Eat-in Kitchen,Double Vanity,Ceiling Fan(s)
  • Number of fireplaces: 2
  • Fireplace features: Basement,Wood Burning,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,022

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,619
  • Total interior livable area: 2,619 sqft

Kitchen

  • Area: 247
  • Dimensions: 19.0 x 13.0

Primary Bedroom

  • Area: 240
  • Dimensions: 16.0 x 15.0

Property

Details

  • Parcel number: 750312402024000009
  • Special condition: Standard

Features

  • Levels: Other
  • Has view: Yes
  • View description: Lake,Water,Trees/Woods,Neighborhood
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 1.53 Acres
  • Features: Back Yard,Wooded,Landscaped,Front Yard,Corner Lot

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$266$3,192
Property Taxes $467$5,604
Electricity $240$2,880
Total$2,894$34,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,222/yr
40% on housing$86,820/yr
45% on housing$77,173/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 46574$107
Starke County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 46574$163
Starke County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Price change$425,000
2026-01-27Price change$440,000
2025-11-13Listed for sale$450,000
2022-02-11Sold$349,000
2022-02-08Pending sale$349,000
2021-12-19Listed for sale$349,000
2015-07-05Listing removed$169,900
2014-11-20Price change$169,900
2014-11-10Price change$185,000
2014-11-06Price change$169,900
2014-10-15Price change$185,000
2014-10-09Listed for sale$180,000
2013-06-11Listing removed$198,500
2013-04-12Listed for sale$198,500

For Sale by Agent

AgentChristine Spainhour
BrokerageVillage Realty of Indiana, Inc

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