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4061 S Boa Dr, Knox, IN, 46534

2beds
2baths
1,560sqft
$169,900
$109price/sqft
$1,217/moest. monthly cost
$48,680/yrincome needed

About This Home

Welcome to this charming 2 bedroom, 2 bath home located in the Boa Shores community of Bass Lake! Step inside to a spacious living room featuring a cozy wood-burning fireplace and open concept living between the living room, dining area, and kitchen—perfect for entertaining or relaxing weekends at the lake. The main level also offers a conveniently located laundry room and full bath just off the kitchen. Upstairs, you'll find two bedrooms, including an oversized space that could easily function as a third bedroom, along with another full bathroom and a large walk-in closet. Located just a block from the water, this home is ideal as a seasonal getaway or a year-round retreat. Sellers are willing to leave the majority of the furnishings, making this an easy move-in-ready lake escape. Don't miss your opportunity to enjoy Bass Lake living at an affordable price!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Culver Elementary SchoolGrades PK-58.0 mi
5/10

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Gas Cooktop,Dryer-Gas,Gas Oven,Gas Water Heater

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 144

Features

  • Kitchen Island
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning,One
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: Main
  • Area: 169

Living Room

  • Level: Main
  • Area: 304

Property

Details

  • Parcel number: 751107102054.000008

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: Private Beach,Walk to Lake Access

Lot

  • Lot size: 2,613 sqft
  • Features: Level
  • Lot size dimensions: 72x39

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$116$1,392
Property Taxes $58$696
Electricity $184$2,212
Total$1,217$14,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,725/yr
40% on housing$36,510/yr
45% on housing$32,453/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 46534$139
Starke County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 46534
Starke County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$185,000

For Sale by Agent

AgentLindsay Phelan
BrokerageRE/MAX Executives

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