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6325 E Lake Ave, Knox, IN, 46534

2beds
1baths
640sqft
$125,000
$195price/sqft
$1,031/moest. monthly cost
$41,240/yrincome needed

About This Home

Lake Views. Zero Projects. Total Relaxation. Charming 2 bed / 1 bath lake house! Completely renovated with a new kitchen, new bath, new floors, new windows, new ducts, new appliances, plus new furnace, water heater, water softener, and washer/dryer. Sip coffee with a lake view, spend your days on the water, and your nights in a cozy, updated space where everything is already done. Whether you’re looking for a getaway or an easy full-time home — this one checks every box. Two minute walk to the private beach, boat slip, access(or golf cart parking), to private boat ramp, and golf cart community! Lovely restaurants within walking distance or quick golf cart ride. Please no realtor solicitations.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Culver Elementary SchoolGrades PK-58.0 mi
5/10

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Forced air,Gas

Interior Area

  • Total interior livable area: 640 sqft

Property

Details

  • Parcel number: 751107102056000008

Lot

  • Lot size: 2,374 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$85$1,020
Property Taxes $130$1,560
Electricity $184$2,212
Total$1,031$12,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,348/yr
40% on housing$30,930/yr
45% on housing$27,493/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 46534$140
Starke County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 46534
Starke County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$155,000
2026-03-13Price change$175,000
2026-02-08Listed for sale$189,500
2025-08-15Sold$110,000
2025-07-12Pending sale$129,900
2025-07-02Listed for sale$129,900
2016-02-20Listing removed$42,900
2015-08-15Price change$42,900
2015-06-26Listed for sale$49,900
2009-08-20Sold$42,900
2000-08-22Sold$35,000

For Sale by Owner

AgentProperty Owner

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