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109 E Depot St, Hudson, IN, 46747

5beds
2baths
2,640sqft
$242,500
$92price/sqft
$1,637/moest. monthly cost
$65,480/yrincome needed

About This Home

Step into the timeless charm of this spacious 5 bedroom, 1.5 bath home, with beautiful original woodwork and hardwood floors. With generously sized rooms throughout and an abundant amount of storage, this home offers the perfect blend of historic charm and everyday functionality. Relax on the large covered porch, perfect for enjoying your morning coffee or unwinding in the evening. Outside you'll find a fenced backyard, an attached carport, and an attached two-car garage providing plenty of space for parking, hobbies and extra storage. Updates include a metal roof, a new furnace (6mo old) and new water heater (to be installed before closing) giving you added peace of mind. Conveniently located close to shopping, dining, schools and other everyday amenities, this home is full of character, space and value!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Angola Middle SchoolGrades 6-88.7 mi
5/10
Angola High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 1921

Materials

  • Roof: Metal,Shingle
  • Construction materials: Metal Siding,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Electric Range,Gas Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec,Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 225

Features

  • Bookcases,Cedar Closet(s),Walk-In Closet(s),Crown Molding,Kitchen Island,Natural Woodwork,Tub and Separate Shower,Main Level Bedroom Suite,Formal Dining Room
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,640

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,988
  • Total interior livable area: 2,640 sqft

Kitchen

  • Level: Main
  • Area: 225

Living Room

  • Level: Main
  • Area: 504

Property

Details

  • Parcel number: 761131320317.000019
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered
  • Fencing: Privacy,Wood

Lot

  • Lot size: 6,229 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 89x65x132

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,226$14,712
Home Insurance *$88$1,056
Property Taxes $81$972
Electricity $242$2,904
Total$1,637$19,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,125/yr
40% on housing$49,110/yr
45% on housing$43,653/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 46747$181
Steuben County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 46747$147
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$239,900
2026-07-24Price change$242,500
2026-07-21Price change$244,900
2026-07-10Listed for sale$249,900
2024-02-02Sold$220,000
2023-12-14Listed for sale$234,900
2020-03-16Listing removed$145,000
2019-12-11Price change$145,000
2019-12-04Price change$150,000
2019-11-21Listed for sale$160,000
2016-08-31Listing removed$41,900
2016-08-24Price change$41,900
2016-08-07Price change$46,900
2016-07-22Price change$51,900
2016-07-07Price change$55,900
2016-06-22Price change$59,500
2016-06-12Price change$65,500
2016-05-13Listed for sale$68,900
2001-05-11Sold$68,500
1997-11-19Sold$72,500
1997-07-18Sold$68,000

For Sale by Agent

AgentLisa Firks
BrokerageColdwell Banker Real Estate Gr

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