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4410 64th St, Urbandale, IA, 50322

4beds
2baths
993sqft
$255,000
$257price/sqft
$1,881/moest. monthly cost
$75,240/yrincome needed

About This Home

Enjoy this well maintained home in Urbandale! As you step inside, you'll be welcomed by original hardwood floors that flow throughout the main level, along with a spacious living room, dining area, and kitchen designed for comfortable everyday living. Just off the main living space, you'll find a charming three-season porch—the perfect place to watch the sunset, enjoy your morning coffee, or gather with family and friends throughout the year. The main level also features three generously sized bedrooms and a full bathroom. The finished lower level offers additional living space with durable luxury vinyl plank flooring throughout and a cozy family room complete with a fireplace. You'll also find a half bath, a non-conforming room that is ideal for an office, hobby room, or workout space, an additional bedroom, a utility room, and plenty of flexibility to fit your lifestyle.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Olmsted Elementary SchoolGrades PK-50.8 mi
4/10
Urbandale Middle SchoolGrades 6-81.0 mi
8/10
Urbandale High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split-Foyer
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Dining Area
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Vented
  • Fireplace: Yes
  • Finished area below ground: 500

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 993
  • Total interior livable area: 993 sqft

Property

Details

  • Parcel number: 31202610006000
  • Zoning: R-1S

Features

  • Levels: Multi/Split
  • Fencing: Chain Link

Lot

  • Lot size: 8,407 sqft
  • Lot size dimensions: 73 x 116

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$140$1,680
Property Taxes $331$3,972
Electricity $121$1,452
Total$1,881$22,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,491/yr
40% on housing$56,430/yr
45% on housing$50,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 50322$168
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50322$199
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$255,000
2026-07-14Pending sale$255,000
2026-07-10Listed for sale$255,000
1996-05-28Sold$25,000

For Sale by Agent

AgentAmanda Kirk
BrokerageKeller Williams Realty GDM

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