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3082 E 400 N, Fremont, IN, 46737

4beds
3baths
3,392sqft
$599,000
$177price/sqft
$3,824/moest. monthly cost
$152,960/yrincome needed

About This Home

Coming Soon Listing. Showing start 7/29/26. Country living, just not too far away from town. 2+ acres along with a stocked pond & a firepit. The pole barn is heated & has its' own electrical panel. Attached 2 car garage for easy in & out of the house right into the mud room. The great room has a gas log fireplace for those cooler days. The kitchen has a kitchen nook for a small table as well as room for a dining room table. The bar has extra sitting space & work area for the cook. There is a three-season room facing the back yard. The main bedroom is spacious & opens out on the side deck. The main bathroom has radiant floor heat, a walk-in shower, soaking bathtub & two sinks. Two more bedrooms & a full bath are on the main floor. The walk-out basement has a family room with a kitchen, a bedroom, full bath with a walk-in shower & a laundry room. The main floor kitchen appliances are 1 year old. Range has electric & gas hook up. New well in 2021; new softener in 2026; new furnace in 2025. The Murphy Bed is included in the sale. Want the laundry area on the main floor? Remove the soaking bathtub & the hook-ups are in the wall. There is an outside wood burner for the second source of heat, it just has to be reconnected inside.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Fremont Middle SchoolGrades 5-81.9 mi
8/10
Fremont High SchoolGrades 9-122.0 mi
7/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Electric Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 110

Family Room

  • Level: Lower
  • Area: 1056

Features

  • Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Open Floorplan,Double Vanity,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite,Great Room
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log,One
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 1,656
  • Finished area above ground: 1,736

Heating & Cooling

  • Heating features: Propane,Wood,Forced Air,Multiple Heating Systems
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,472
  • Total interior livable area: 3,392 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 494

Property

Details

  • Parcel number: 760233000024.020022
  • Other equipment: Sump Pump,Sump Pump+Battery Backup

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Fire Pit
  • Fencing: Partial
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond

Lot

  • Lot size: 2.07 Acres
  • Features: Rolling Slope,Rural,Landscaped
  • Lot size dimensions: 300 x 300

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$307$3,684
Property Taxes $179$2,148
Electricity $310$3,731
Total$3,824$45,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,108/yr
40% on housing$114,720/yr
45% on housing$101,973/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 46737$200
Steuben County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 46737$158
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$599,000
2013-12-02Listing removed$225,000
2013-11-23Price change$225,000
2013-10-24Listed for sale$230,000
2000-01-18Sold$212,500

For Sale by Agent

AgentJ Don Wise
BrokerageColdwell Banker Real Estate Group

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