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3930 N 40 E, Angola, IN, 46703

5beds
5baths
5,322sqft
$649,900
$122price/sqft
$4,374/moest. monthly cost
$174,960/yrincome needed

About This Home

Set on 2.7 private acres adjoining a protected nature preserve, this exceptional Tamarack Trails residence offers a rare combination of refined living, architectural scale, and natural serenity. Crafted by Spidel Custom Homes and thoughtfully enhanced with recent improvements, the home presents in near-new condition. The interior unfolds with generous proportions and intentional design—featuring a reimagined primary suite with spa-like shower, elegant formal dining, and inviting gathering spaces anchored by a fireplace. Expansive windows and outdoor living areas—including a wraparound deck and elevated balcony—frame tranquil woodland views in every season. Designed for both everyday living and effortless entertaining, the home includes a fully equipped lower-level media and game room, multiple private retreats, and exceptional storage throughout. Automotive and hobby enthusiasts will appreciate the expansive garage capacity, while the auxiliary structure has over 600 sqft finished living space (not counted in the home's finished area) that offers flexibility for office, studio, or extended stays. Surrounded by mature landscaping and just moments from Pokagon State Park and Wing Haven Trails, this is a property that balances privacy, scale, and connection to nature—an offering rarely found in today’s market. Priced below recent county assessed value, offering a compelling opportunity in today’s market.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
7/10
Angola Middle SchoolGrades 6-84.7 mi
5/10
Angola High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Electric Oven,Electric Range,Gas Water Heater,Tankless Water Heater,Water Softener Rented
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 165

Family Room

  • Level: Basement
  • Area: 322

Features

  • Built-in Desk,Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Main Level Bedroom Suite,Formal Dining Room,Great Room
  • Door features: Six Panel Doors
  • Window features: Double Pane Windows,Window Treatments,Blinds
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log,Wood Burning
  • Fireplace: Yes
  • Attic: Storage,Walk-up
  • Finished area below ground: 2,249
  • Finished area above ground: 3,073

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Attic Fan,Central Air,Heat Pump,Multi Units

Interior Area

  • Total structure area: 5,522
  • Total interior livable area: 5,322 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: ADA Features

Details

  • Parcel number: 760601210105.000011
  • Zoning: R1
  • Other equipment: Generator

Features

  • Levels: Tri-Level
  • Patio & porch: Patio,Porch Covered
  • Exterior features: Balcony,Fire Pit,Kennel

Lot

  • Lot size: 2.70 Acres
  • Features: Corner Lot,Landscaped
  • Lot size dimensions: 203 X 306

Parking

  • Total spaces: 7
  • Parking features: Attached,Garage Door Opener,RV Access/Parking,Concrete
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$379$4,548
Property Taxes $222$2,664
Electricity $487$5,854
Total$4,374$52,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,965/yr
40% on housing$131,220/yr
45% on housing$116,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 46703$222
Steuben County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 46703$166
Steuben County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$659,000
2026-04-10Listed for sale$665,000
2026-04-08Listing removed--
2026-03-17Listed for sale$665,000
2021-10-22Sold$520,000
2021-08-27Pending sale$575,000
2021-08-27Contingent$575,000
2021-08-17Price change$575,000
2021-07-23Price change$579,900
2021-07-05Listed for sale$583,000
2019-08-08Sold$387,000
2019-06-27Price change$397,000
2019-04-09Listed for sale$429,900
2018-10-05Listing removed$449,900
2017-06-29Price change$449,900
2016-06-09Listed for sale$489,900
2016-04-01Listing removed$649,900
2015-10-02Price change$649,900
2015-04-22Listed for sale$699,000

For Sale by Agent

AgentJoshua Vida
BrokerageParadigm Realty Solutions

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