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323 N Main St, Tipton, IN, 46072

6beds
5baths
2,868sqft
$399,900
$139price/sqft
$2,608/moest. monthly cost
$104,320/yrincome needed

About This Home

Short distance to downtown, this Beautifully TOTALLY remodeled 6 bed/5 bath home is perfect for a Large or a Multi-Generational Family with 2 beds and 2 full ensuite baths downstairs! So much to say about this house that you truly must see it to admire it. Large Family room on the first floor is adjoined by Primary Suite that has large bedroom along with bathroom that contains a huge tiled Shower plus separate Vintage Tub that are combined into a single drain plus a Double Vanity with Granite top. Primary bedroom has extra tall windows for wonderful natural light plus a large walk-in closet! The 2nd bedroom is right next door that could also be an office but has its own bathroom plus there is a Half bath right off the Family Room. Huge Kitchen has high end appliances including a gas range and double ovens. Large area for kitchen table or pull up a stool to eat at counter with overhang to find 4-5 seats. Butcher Block countertops with tons of Cabinet Space and Multiple pantries. Large Pantry has secret entrance into Partial Basement which is tall enough to stand in, has been completely sealed and painted making it perfect for Storage or Canning. 2 Laundry and HVAC systems with both first floor systems combined in closet right off kitchen dining area. Sliding glass doors lead to back deck that is almost the entire back of the house. Front of home has huge front porch that spans the entire front of home. Extra wide stairs lead upstairs and have stair lights plus sconces. At top of stairs is the 2nd Laundry and 2 full baths including one with a tub. The bedrooms upstairs are very large with excellent natural light plus nice large closets. The second floor has its own HVAC system which also serves the Bonus Room on top floor! Converted attic space is completed finished with accessed via a spiral stair case or extra wide staircase to allow furniture, etc. to be moved. Other mentionable items are Ceiling fans throughout, large shed in back and extensive landscaping.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
Tipton Elementary SchoolGrades PK-51.1 mi
5/10
Tipton Middle SchoolGrades 6-81.0 mi
9/10
Tipton High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block,Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Oven,Refrigerator,Washer
  • Laundry features: Connections Some,Main Level,Upper Level,Sink

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedroom4

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedroom5

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom6

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Family Room

  • Level: Main
  • Area: 630
  • Dimensions: 35x18

Features

  • Attic Access
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,868
  • Total interior livable area: 2,868 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 14x16

Laundry

  • Level: Upper
  • Area: 65
  • Dimensions: 5x13

Loft

  • Level: Upper
  • Area: 500
  • Dimensions: 20x25

Master Bedroom

  • Level: Main
  • Area: 360
  • Dimensions: 20x18

Property

Details

  • Parcel number: 801111518017000002
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$249$2,988
Property Taxes $75$900
Electricity $262$3,154
Total$2,608$31,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,417/yr
40% on housing$78,240/yr
45% on housing$69,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 46072$121
Tipton County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 46072
Tipton County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$399,900
2026-06-18Price change$429,900
2026-06-11Listed for sale$449,900
2025-11-04Sold$130,000
2025-10-24Pending sale$150,000
2025-10-06Price change$150,000
2025-09-16Price change$159,900
2025-09-03Price change$169,900
2025-08-12Price change$184,900
2025-07-29Price change$194,900
2025-07-08Listed for sale$204,900

For Sale by Agent

AgentJeffrey Boller
BrokerageVision One Real Estate

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