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124 Columbia Ave, Tipton, IN, 46072

4beds
2baths
1,936sqft
$189,900
$98price/sqft
$1,558/moest. monthly cost
$62,320/yrincome needed

About This Home

Bring your vision and restore the charm of this spacious 4 bedroom 2 full bath home in the heart of Tipton. Offering 1936 sq ft, this classic two story home showcases timeless character with its high ceilings, crown molding, and large windows that fill the living spaces with natural light. A welcoming covered front porch provides plenty of room for outdoor seating and leads you inside to the generously sized living room. The eat-in kitchen features a breakfast bar, ample counter and cabinet space, and a sliding door that leads out to the back deck. The main level also includes the primary bedroom with a large picture window, a full bath with a stand up shower and ceramic tile surround, and a laundry room. Upstairs, you will find 3 additional spacious bedrooms and a second full bath with tub/shower combo. What a great opportunity to enjoy the appeal of small town living with endless potential to make this classic home your own! Being sold as-is.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
Tipton Elementary SchoolGrades PK-51.0 mi
5/10
Tipton Middle SchoolGrades 6-80.9 mi
9/10
Tipton High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Electric Range,Gas Water Heater
  • Laundry features: Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 104

Features

  • Breakfast Bar,Ceiling Fan(s),Laminate Counters,Crown Molding,Eat-in Kitchen,Stand Up Shower
  • Window features: Blinds
  • Flooring: Hardwood,Carpet,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,936

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 801111531072.004002

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch Covered
  • Fencing: None

Lot

  • Lot size: 6,969 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 53x133

Parking

  • Parking features: Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$118$1,416
Property Taxes $296$3,552
Electricity $184$2,212
Total$1,558$18,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,417/yr
40% on housing$46,740/yr
45% on housing$41,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 46072$125
Tipton County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 46072
Tipton County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$179,900
2026-07-20Listed for sale$189,900
2021-11-15Sold$163,900
2021-10-11Pending sale$159,900
2021-10-06Listed for sale$159,900

For Sale by Agent

AgentLindsay Ousley
BrokerageThe Wyman Group

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