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5539 W 700 N, Sharpsville, IN, 46068

3beds
2baths
1,508sqft
$239,900
$159price/sqft
$1,651/moest. monthly cost
$66,040/yrincome needed

About This Home

This well-maintained tri-level home offers 3 bedrooms, 2 baths and over 1,500 square feet of living space on just over an acre, combining modern updates with plenty of room to enjoy both inside and out. Recent improvements provide peace of mind and include new windows (2025), energy-efficient mini-split systems (2025), quartzite countertops (2025), a new garage door and opener with battery backup (2025), new gutters (2026), and a new water heater (2026). The functional multi-level floor plan offers comfortable living spaces with flexibility for everyday living and entertaining. The expansive lot provides ample space for outdoor activities, gardening, or future improvements while still offering the convenience of nearby amenities. With major mechanical and cosmetic updates already completed, this move-in-ready property is an excellent opportunity for buyers seeking a home with quality improvements and room to grow.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Tri Central ElementaryGrades PK-54.0 mi
6/10

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 110

Family Room

  • Level: Lower
  • Area: 506

Features

  • Stone Counters
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,508

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Other

Interior Area

  • Total structure area: 1,508
  • Total interior livable area: 1,508 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Main
  • Area: 260

Property

Details

  • Parcel number: 800331200002.020005

Features

  • Levels: Tri-Level
  • Fencing: Privacy

Lot

  • Lot size: 1.30 Acres
  • Features: Level,Rural

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$150$1,800
Property Taxes $104$1,248
Electricity $184$2,212
Total$1,651$19,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,605/yr
40% on housing$49,530/yr
45% on housing$44,026/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 46068$158
Tipton County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 46068
Tipton County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$239,900
2023-01-31Sold$152,000
2022-12-07Pending sale$179,000
2022-12-07Contingent$179,000
2022-12-02Price change$179,000
2022-11-03Price change$185,000
2022-10-26Price change$189,000
2022-09-29Price change$218,900
2022-09-15Listed for sale$223,900

For Sale by Agent

AgentGina Key
BrokerageThe Hardie Group

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