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6863 W 700 N, Kokomo, IN, 46902

3beds
2baths
1,454sqft
$269,900
$186price/sqft
$1,861/moest. monthly cost
$74,440/yrincome needed

About This Home

Country living meets everyday convenience in this beautifully maintained brick ranch on over half an acre! Nestled on a spacious .55-acre lot with peaceful field views behind the home, this property offers the kind of setting that just feels like home the second you pull in. Inside, you’ll find nearly 1,500 sqft on the main level with a warm, inviting layout featuring 3 bedrooms and 2 full bathrooms. The oversized living spaces and large windows bring in tons of natural light, while the gorgeous three-seasons room adds an additional 200 sqft of bonus space to relax, unwind, and enjoy those quiet country sunsets. The kitchen comes fully equipped with all appliances included, making this home truly move-in ready. Downstairs, the 600 sqft unfinished basement provides excellent storage. Need garage space? This one delivers with both an attached 2-car garage PLUS a large detached 2-car garage… perfect for hobbies, extra vehicles, toys, or finally starting that “organized storage system” With its ideal location, open views, generous space, and classic brick ranch charm, this property offers the perfect blend of comfort, functionality, and peaceful living. (some photos have been digitally staged with furniture)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Tri Central ElementaryGrades PK-55.2 mi
6/10

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Extra Rm,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,454

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,085
  • Total interior livable area: 1,454 sqft

Property

Details

  • Parcel number: 800436200001.110009

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.55 Acres
  • Features: Level
  • Lot size dimensions: 115x208

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$196$2,352
Property Taxes $117$1,404
Electricity $184$2,212
Total$1,861$22,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,805/yr
40% on housing$55,830/yr
45% on housing$49,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 46902$104
Tipton County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 46902$125
Tipton County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$269,900
2026-06-12Pending sale$279,900
2026-06-04Price change$279,900
2026-05-23Listed for sale$299,900

For Sale by Agent

AgentKristine E Miller
BrokerageApple Tree Realty, LLC

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