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2689 S Old State Road 15, Wabash, IN, 46992

4beds
3baths
2,165sqft
$340,000
$157price/sqft
$2,337/moest. monthly cost
$93,480/yrincome needed

About This Home

It's hard to find something more move-in ready than this in the country! Built in 2019, this four-bedroom and three-full-bathroom home is tough to beat at this price point. From the moment you walk in, you'll be engulfed by the 9-foot ceilings and warmth of the open-concept living space that boasts a beautiful, fully equipped kitchen centered around a large two-tier island, making entertaining a breeze. Plenty of storage space with lots of cabinets and a walk-in pantry. Four bedrooms are thoughtfully planned out in a split-concept floor plan that situates the owner's suite privately alongside one wing of the home. The owner's suite is complete with a large walk-in closet and a private bathroom that hosts a massive walk-in rainfall shower, dual vanity, and a large soaker tub. Two other bedrooms are accompanied by a Jack and Jill-style bathroom and a convenient homework nook. The fourth bedroom, currently used as an office, is right beside the third full bathroom. Large laundry room with laundry sink and counter space. This home isn't just turnkey inside; the exterior matches. Three-car attached, insulated garage. Back patio nestled against the woods. Gutter guards. Post-closing possession will be needed for the sellers. Accepting FHA, USDA, VA, and Conventional Financing.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
3/10
White's Jr-Sr High SchoolGrades 6-122.8 mi
6/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Oven,Electric Range,Electric Water Heater,Water Softener Owned
  • Laundry features: Sink,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 180

Family Room

  • Level: Main
  • Area: 240

Features

  • 1st Bdrm En Suite,Ceiling-9+,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Double Vanity,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,165

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,165
  • Total interior livable area: 2,165 sqft

Kitchen

  • Level: Main
  • Area: 255

Living Room

  • Level: Main
  • Area: 270

Property

Details

  • Parcel number: 851413100008.000007

Features

  • Levels: One
  • Stories: 1
  • Fencing: Pet Fence,Wood

Lot

  • Lot size: 1.50 Acres
  • Features: Level,0-2.9999,Rural
  • Lot size dimensions: 245x267

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Utilities
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$307$3,684
Property Taxes $113$1,356
Electricity $198$2,381
Total$2,337$28,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,125/yr
40% on housing$70,110/yr
45% on housing$62,320/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 46992$103
Wabash County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 46992$110
Wabash County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$340,000
2026-06-20Listed for sale$350,000
2023-04-14Sold$292,000
2023-03-10Pending sale$299,900
2023-02-08Price change$299,900
2022-12-12Listed for sale$305,000

For Sale by Agent

AgentNick Krieg
BrokerageEmpire Real Estate LLC

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