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107 S Mill St, North Manchester, IN, 46962

2beds
1baths
1,282sqft
$130,000
$101price/sqft
$983/moest. monthly cost
$39,320/yrincome needed

About This Home

Sold as is. Lots of potential in this one-story home with spacious living area, eat in kitchen, nice size bedrooms with hard wood flooring. Enclosed front porch, laundry area, attached garage and additional 1 car det, garage. New roof less than 10 years old. corner lot across from public park.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story

Interior

Appliances

  • Appliances included: Dryer,Freezer,Refrigerator,Washer
  • Laundry features: Main Level,Dryer Hook Up Gas/Elec

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Hardwood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,282 sqft

Property

Details

  • Parcel number: 850705201114000002

Features

  • Fencing: Privacy
  • Topography of land: Level

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$87$1,044
Property Taxes $55$660
Electricity $184$2,212
Total$983$11,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,702/yr
40% on housing$29,490/yr
45% on housing$26,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 46962$117
Wabash County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 46962$121
Wabash County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$130,000
2019-03-29Listing removed$52,500
2018-11-16Listed for sale$52,500

For Sale by Owner

AgentProperty Owner

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