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305 N Monroe St, Williamsport, IN, 47993

5beds
2baths
2,266sqft
$225,000
$99price/sqft
$1,701/moest. monthly cost
$68,040/yrincome needed

About This Home

Step into the charm and character of this spacious 5-bedroom, 1.5-bath home located in the heart of Williamsport. Built in 1910, this classic residence offers over 2,200 square feet of living space with generous room sizes, original character, and endless potential. The updated kitchen features beautiful hickory cabinets, newer refrigerator and dishwasher, abundant storage, and a pantry you won't want to miss. This home features a main level master that is perfect in size and next to an updated bathroom. Central air throughout provide modern comfort while preserving the home's timeless appeal. Relax and unwind on the beautiful covered front porch, the perfect spot for morning coffee, visiting with neighbors, or enjoying quiet evenings.Situated on a corner lot, the property offers a large yard with mature trees and plenty of space for outdoor entertaining, gardening, or recreation. The privacy-fenced backyard creates a secluded retreat for pets, play, or gatherings with family and friends. Inside, you'll find multiple living areas, spacious bedrooms, abundant natural light, an updated laundry room with newer washer and dryer that remain with the home, and ample storage throughout. The extra-deep garage provides plenty of room for vehicles, tools, hobbies, or a workshop.Conveniently located near schools, parks, and downtown amenities, this home combines small-town charm with everyday convenience. Whether you're looking for a primary residence or an opportunity to add your personal touch, this property is ready to welcome its next owner. Don't miss your chance to see all this property has to offer!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Oven,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 195

Family Room

  • Level: Main
  • Area: 195

Features

  • Ceiling-9+,Walk-In Closet(s),Crown Molding,Main Level Bedroom Suite
  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,266

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,158
  • Total interior livable area: 2,266 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 270

Property

Details

  • Parcel number: 861202340228.000016

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered,Enclosed
  • Exterior features: Fire Pit
  • Fencing: Full,Privacy,Vinyl

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot,Level,0-2.9999
  • Lot size dimensions: 120x78

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$244$2,928
Property Taxes $113$1,356
Electricity $207$2,492
Total$1,701$20,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,320/yr
40% on housing$51,030/yr
45% on housing$45,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 47993$140
Warren County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 47993$84
Warren County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$225,000

For Sale by Agent

AgentEmily Cary
BrokerageKeller Williams Realty Group

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