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6818 W Sycamore Ln, Covington, IN, 47932

4beds
3baths
2,058sqft
$529,900
$257price/sqft
$3,516/moest. monthly cost
$140,640/yrincome needed

About This Home

Double Lot Oasis in Desired Forest Hills – Move-In Ready! Rare Opportunity with Incredible Investment Flexibility! Welcome to your dream home nestled in the highly sought-after Forest Hills neighborhood. This exceptional property offers the ultimate blend of space, privacy, and development potential, sitting proudly on two combined lots (#40 and #41) for a sprawling total of 1.79 acres of serene, tree-lined privacy. Keep lot #41 as your own massive, private yard, sell it off separately, or build on it down the road—the choice is yours! Inside, you will find a spacious, meticulously maintained 4-bedroom, 2.5-bathroom layout boasting 2,058 square feet of finished living space. The heart of the home is a stunning, open-concept kitchen and living room perfect for entertaining, complete with a cozy fireplace as its centerpiece. The kitchen is freshly upgraded with quartz countertops. Enjoy peace of mind for years to come thanks to a new roof installed in 2023. Need more space? The massive 1,023 square foot unfinished basement is a blank canvas ready for your home gym, workshop, or future recreation room. This home is completely move-in ready and waiting for you!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
7/10
Covington Middle SchoolGrades 6-83.0 mi
10/10

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Laminate
  • Fireplace features: masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,058 sqft

Property

Details

  • Parcel number: 861633340116000008

Features

  • Exterior features: Brick

Lot

  • Lot size: 1.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Drought
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$460$5,520
Property Taxes $189$2,268
Electricity $188$2,263
Total$3,516$42,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,548/yr
40% on housing$105,480/yr
45% on housing$93,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 47932$115
Warren County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 47932
Warren County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Price change$529,900
2026-06-26Listed for sale$549,900
2013-06-13Listing removed$225,000
2012-11-16Price change$225,000
2012-09-20Listed for sale$234,900
2010-06-25Sold$177,000
2010-05-07Price change$179,900
2010-03-27Listed for sale--
2003-02-28Sold$197,000

For Sale by Owner

AgentProperty Owner

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