1100 W 1200 N, Ossian, IN, 46777
About This Home
Escape to the country and leave your HOA behind!! This 3 bedroom, 1.5 bath ranch with a finished basement sits on a peaceful 1.25 acre lot surrounded by open farmland in the Northern Wells School District. The main level gives you a spacious living room, an eat-in kitchen, the primary bedroom with a half bath and walk-in closet, two more bedrooms, a full bath, and main level laundry for everyday convenience. Downstairs, the finished basement opens up even more space with a family room and multiple flexible bonus rooms perfect for an office, craft space, workout area, or additional storage. Outside, you’ll find mature shade trees, room to garden, and plenty of space for gatherings, all with those quiet country views. A newer metal roof and gutters (2023), vinyl siding, and vinyl windows keep maintenance low. While it feels miles away from it all, you’re still an easy drive to I-69, I-469, GM Plant, Ossian, Bluffton, Fort Wayne and so much more!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Electric Range,Gas Water Heater,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished,Concrete
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Family Room
- Level: Basement
- Area: 231
Features
- 1st Bdrm En Suite,Ceiling Fan(s),Walk-In Closet(s),Main Level Bedroom Suite
- Fireplace features: None
- Finished area below ground: 750
- Finished area above ground: 1,152
Heating & Cooling
- Heating features: Electric,Baseboard
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,304
- Total interior livable area: 1,902 sqft
Kitchen
- Level: Main
- Area: 176
Living Room
- Level: Main
- Area: 228
Property
Details
- Parcel number: 900302100002.000019
- Other equipment: Sump Pump
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Porch
- Fencing: None
Lot
- Lot size: 1.25 Acres
- Features: Level,0-2.9999,Rural,Landscaped
- Lot size dimensions: 194x289
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $120 | $1,440 |
| Electricity | $184 | $2,212 |
| Total | $1,831 | $21,972 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $270,000 |
| 2014-03-01 | Sold | $134,900 |
| 2014-01-09 | Pending sale | $139,500 |
| 2013-12-18 | Listed for sale | $139,500 |
| 2007-07-20 | Sold | $133,000 |
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