




421 E Ohio St, Bluffton, IN, 46714
About This Home
This one truly offers a combination of spaces you do not often find! Situated on two lots, the property includes a 1,549 sq. ft. 1.5 story home, a 634 sq. ft. independent apartment, a 624 sq. ft. finished studio, and a detached two car garage. The main home features three bedrooms and one full bath, with a main floor bedroom and two additional bedrooms upstairs. From the front entry, the living room leads to an office/den, while the kitchen connects the den to the dining room. Beyond the dining room is a second spacious living area and a large three-season room, providing plenty of room to gather, relax, or entertain. At the rear of the property, the separate one-bedroom, one-bath apartment offers its own living space and is conveniently located next to the garage. To the west of the home, the heated finished studio includes a half bath and offers flexible possibilities for hobbies, recreation, an office, or additional workspace. The fenced yard is tucked between the home, apartment, garage, and studio, creating a private central outdoor area. The reported finished square footage reflects all three finished structures, with the primary residence comprising 1,549 sq. ft. A versatile property with room to live, work, create, and accommodate guests or extended family all in one location.
Getting Around
Schools
Construction
Condition
- Year built: 1935
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Range/Oven Hk Up Gas/Elec,Dishwasher,Refrigerator,Gas Range,Gas Water Heater,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Main Level
Basement
- Has basement: Yes
- Basement: Cellar,Concrete,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 154
Family Room
- Level: Main
- Area: 300
Features
- Bookcases,Ceiling Fan(s),Laminate Counters,Tub/Shower Combination
- Window features: Window Treatments
- Flooring: Carpet,Laminate
- Fireplace features: Family Room,Gas Log,Free Standing
- Finished area below ground: 0
- Finished area above ground: 2,807
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,303
- Total interior livable area: 2,807 sqft
Kitchen
- Level: Main
- Area: 120
Living Room
- Level: Main
- Area: 165
Property
Details
- Parcel number: 900804511050.000004
- Zoning: R2
- Other equipment: Sump Pump
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch Covered
- Exterior features: Workshop
- Fencing: Full,Privacy,Wood
Lot
- Lot size: 0.40 Acres
- Features: Level,City/Town/Suburb,Landscaped
- Lot size dimensions: 118X148
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $163 | $1,956 |
| Electricity | $257 | $3,087 |
| Total | $1,808 | $21,696 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $250,000 |
| 2026-07-30 | Listed for sale | $250,000 |
| 2010-11-18 | Listing removed | $99,500 |
| 2010-09-22 | Price change | $99,500 |
| 2010-08-28 | Listed for sale | $120,000 |
