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444 E Lamplighter Ln, Monticello, IN, 47960

2beds
1baths
1,044sqft
$125,000
$120price/sqft
$981/moest. monthly cost
$39,240/yrincome needed

About This Home

Recently remodeled and move-in ready! This charming brick 2-bedroom, 1-bath home features beautiful wood floors and numerous updates throughout. Enjoy the peace of mind that comes with new mechanical systems, along with many additional improvements that enhance comfort and efficiency. The bright, inviting interior offers a functional layout, while the attached garage provides added convenience and storage. Whether you're a first-time buyer, downsizing, or looking for an investment property, this updated home is ready for its new owner. Don't miss this opportunity to own a beautifully refreshed home!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
5/10
Roosevelt Middle SchoolGrades 6-80.9 mi
5/10

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 63

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,044

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,044
  • Total interior livable area: 1,044 sqft

Kitchen

  • Level: Main
  • Area: 72

Living Room

  • Level: Main
  • Area: 228

Property

Details

  • Parcel number: 917334000010.500020
  • Zoning: R-2
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Partial,Privacy

Lot

  • Lot size: 3,920 sqft
  • Features: Level
  • Lot size dimensions: 45X85

Parking

  • Total spaces: 1
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$67$804
Property Taxes $98$1,176
Electricity $184$2,212
Total$981$11,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,634/yr
40% on housing$29,430/yr
45% on housing$26,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$144
White County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$125,000

For Sale by Agent

AgentJohn Koppelmann, CRS, e-PRO, GRI, SRES
BrokerageKoppelmann Real Estate

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