5259 E Willow Ct, Monticello, IN, 47960
About This Home
**Lake Shafer Retreat – Stunning Waterfront Property!!** This beautifully designed home offers prime access to Main Lake Shafer, making it ideal for relaxing weekends on the water or sitting by the 15 x 38 heated pool. This home features 5/6 spacious bedrooms which provides plenty of room for guests or family members. 3 full baths with the primary being on main level with tiled walk in shower, soaking/jacuzzi tub and oversized walk in closet. The Open-concept kitchen flows into the living space with beautiful built-in cabinetry creating an inviting atmosphere. You will love the two gas fireplaces, original hardwood floors, newly renovated bath off the kitchen, updated flooring and NEW appliances, NEW roof, furnace and AC in 2024. The Large concrete patio offers breathtaking views and outdoor entertaining, Stunning white vinyl privacy fence and steps leading to 125 ft. of water frontage, steel seawall and 2 electric covered boat lifts. Conveniently located near local shopping, dining, and town amenities. Whether you're looking for a vacation retreat, year-round home, or maybe a summer time Airbnb? this property checks all the boxes!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Asphalt,Shingle
- Construction materials: Cedar,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Gas Cooktop,Dryer-Electric,Washer/Dryer Stacked,Double Oven,Trash Compactor,Gas Water Heater,Water Softener Owned
- Laundry features: Main Level
Basement
- Basement: Crawl Space,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 240
Family Room
- Level: Main
- Area: 306
Features
- Breakfast Bar,Bookcases,Built-in Desk,Ceiling Fan(s),Walk-In Closet(s),Eat-in Kitchen,Entrance Foyer,Open Floorplan,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Great Room
- Door features: Six Panel Doors,Insulated Doors
- Window features: Window Treatments,Blinds
- Flooring: Hardwood,Carpet
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room,Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,724
Heating & Cooling
- Heating features: Natural Gas,Forced Air,High Efficiency Furnace
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 4,724
- Total interior livable area: 4,724 sqft
Kitchen
- Level: Main
- Area: 306
Living Room
- Level: Main
- Area: 567
Property
Details
- Parcel number: 917316000009.600020
- Other equipment: Built-In Entertainment Ct,Pool Equipment
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground
- Patio & porch: Patio
- Exterior features: Irrigation System,Boat Lift-Covered,Boat Lift-Temporary
- Has spa: Yes
- Spa features: Private,Jet Tub
- Fencing: Privacy,Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Waterfront-Medium Bank,Pier/Dock,Deeded,Lake Front,Access to Ski Lake,Lake
- Waterbody name: Lake Shafer
- Frontage length: Channel/Canal Frontage(0),Water Frontage(125)
Lot
- Lot size: 0.44 Acres
- Features: Cul-De-Sac,Sloped,Lake,Rural Subdivision,Landscaped
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,716 | $44,592 |
| Home Insurance * | $395 | $4,740 |
| Property Taxes | $726 | $8,712 |
| Electricity | $433 | $5,196 |
| Total | $5,270 | $63,240 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-26 | Listed for sale | $755,000 |
| 2025-10-04 | Listing removed | $762,950 |
| 2025-07-24 | Price change | $762,950 |
| 2025-05-06 | Listed for sale | $777,950 |
| 2025-04-28 | Listing removed | $779,900 |
| 2024-11-04 | Listed for sale | $779,900 |
| 2020-11-05 | Sold | $600,000 |
| 2020-09-13 | Listed for sale | $635,000 |
| 2017-08-10 | Sold | $342,500 |
| 2017-06-09 | Price change | $359,900 |
| 2017-01-20 | Listed for sale | $364,900 |
| 2015-12-01 | Listing removed | $364,900 |
| 2015-09-10 | Price change | $364,900 |
| 2015-04-12 | Listed for sale | $379,900 |
| 2014-09-10 | Sold | $315,000 |
| 2013-05-21 | Listed for sale | $399,900 |
| 2010-08-27 | Sold | $300,000 |
| 2010-07-08 | Price change | $349,900 |
| 2009-10-25 | Listed for sale | $399,900 |
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