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305 S Bluff St, Monticello, IN, 47960

5beds
4baths
3,288sqft
$550,000
$167price/sqft
$3,791/moest. monthly cost
$151,640/yrincome needed

About This Home

Blending timeless character with thoughtful updates, this 5-bedroom, 3.5-bath Victorian offers over 3,200 square feet of refined living space. Original woodwork and hardwood flooring showcase classic craftsmanship, while select upgrades provide modern comfort. Spacious living and dining areas create a natural flow for everyday living and gatherings. Step outside to a wraparound porch overlooking the grounds and more than 100 feet of water frontage, complete with a covered boat lift for easy access to the water. A detached two-car garage adds convenience and storage. This distinctive property delivers architectural charm, generous space, and a true waterfront setting.

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Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Oaklawn Elementary SchoolGrades K-40.3 mi
5/10
Roosevelt Middle SchoolGrades 6-80.7 mi
5/10
Twin Lakes Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1897

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Gas Oven
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Block

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 252

Family Room

  • Level: Main
  • Area: 196

Features

  • Ceiling-9+,Cathedral Ceiling(s),Walk-In Closet(s),Crown Molding,Kitchen Island,Natural Woodwork,Formal Dining Room,Great Room
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Storage,Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 3,288

Heating & Cooling

  • Heating features: Electric,Natural Gas,Baseboard,Forced Air,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,548
  • Total interior livable area: 3,288 sqft

Kitchen

  • Level: Main
  • Area: 196

Living Room

  • Level: Main
  • Area: 352

Office

  • Level: Main
  • Area: 90

Property

Details

  • Parcel number: 917333000138.900021

Features

  • Levels: Multi-Story (3+)
  • Patio & porch: Deck Covered
  • Exterior features: Boat Lift-Covered
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Waterfront-Medium Bank,Pier/Dock,Lake Front,Ski Lake
  • Waterbody name: Tippecanoe River
  • Frontage length: Channel/Canal Frontage(125),Water Frontage(125)

Lot

  • Lot size: 0.70 Acres
  • Features: Few Trees,0-2.9999,City/Town/Suburb,Lake
  • Lot size dimensions: 87x313

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2