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245 W Whitley St, Churubusco, IN, 46723

2beds
2baths
1,211sqft
$220,000
$182price/sqft
$1,589/moest. monthly cost
$63,560/yrincome needed

About This Home

Move-in ready ranch home in the heart of Churubusco! This charming 2-bedroom, 1.5 bath home features a spacious, bright, and inviting floor plan with updated LVP flooring and paint throughout the main living areas. The oversized living room is filled with natural light and provides plenty of space to relax or gather with family and friends. The updated kitchen features a convenient breakfast bar, ample cabinetry, and all appliances included. Just off the kitchen, the generously sized dining room provides the perfect setting for everyday meals and holiday gatherings. The washer and dryer are also included, making this home truly move in ready. Offering 1,211 finished square feet, this home also includes a partial basement with an additional 459 unfinished square feet, providing excellent storage and utility space. Outside, you'll love relaxing on the covered front porch or enjoying the expansive back deck. The large detached garage offers plenty of room for vehicles, hobbies, and an abundance of overhead storage accessed by a dedicated staircase. Conveniently located in the heart of Churubusco, this well-maintained home combines comfort, functionality, and small-town charm, making it a must-see.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Electric Water Heater,Water Softener Rented
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 140

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,211

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,670
  • Total interior livable area: 1,211 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 294

Property

Details

  • Parcel number: 920413532001.000010

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered,Porch

Lot

  • Lot size: 7,840 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 59x134

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$152$1,824
Property Taxes $141$1,692
Electricity $184$2,212
Total$1,589$19,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,480/yr
40% on housing$47,670/yr
45% on housing$42,373/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 46723$124
Whitley County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 46723$144
Whitley County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$215,000
2026-08-07Price change$215,000
2026-07-22Listed for sale$220,000
2020-12-13Listing removed$115,000
2020-12-11Listed for sale$115,000
2014-03-07Listing removed$89,900
2014-01-29Pending sale$89,900
2013-10-29Price change$89,900
2013-08-21Listed for sale$91,900

For Sale by Agent

AgentDanielle Arnold
BrokerageMinear Real Estate

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