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2306 S 500 E, Columbia City, IN, 46725

4beds
3baths
2,146sqft
$150,000
$70price/sqft
$1,124/moest. monthly cost
$44,960/yrincome needed

About This Home

HOME BEING SOLD 100% AS IS, WHERE IS AND HOW IS. SHORT SALE IS CONTINGENT UPON LENDERS APPROVAL OF ANY OFFERS. NO ELECTRICITY TO THE PROPERTY. PROPERTY IS ACTIVELY FLOODING DUE TO IMPROPERLY SEALED CELLAR DOOR UNDERNEATH BACK DECK. This 4 bedroom, 2.5 bath home sits on 1/3 of an acre with a detached 2 car garage. Sellers had a brand new 8' tall wooden security fence installed around the entire backyard. This home sits just 2 houses away from the Coesse Elementary School, as well as just right off of Hwy 30. The primary bedroom and laundry room are located on the main floor, the other 3 bedrooms and full bathroom are in the basement. There is a sump pump, furnace, breaker panel and well bladder in the basement as well. The upstairs remains in decent condition but will need all new appliances. The basement has actively standing water and is entry is NOT permitted in any way during showings. Only serious buyers who sign a hazardous condition form and can send proof of funds will be permitted to view the home. Masks are a requirement upon entry.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Coesse SchoolGrades K-50.2 mi
5/10
8/10
Columbia City High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Freezer,Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 96

Family Room

  • Level: Basement
  • Area: 176

Features

  • 1st Bdrm En Suite,Laminate Counters,Kitchen Island,Open Floorplan,Split Br Floor Plan,Tub/Shower Combination,Main Level Bedroom Suite,Custom Cabinetry
  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area below ground: 1,000
  • Finished area above ground: 1,146

Heating & Cooling

  • Heating features: Natural Gas,Conventional
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,146
  • Total interior livable area: 2,146 sqft

Kitchen

  • Level: Main
  • Area: 196

Living Room

  • Level: Main
  • Area: 392

Property

Details

  • Parcel number: 920521500103.013012
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck Covered,Deck
  • Exterior features: Fire Pit
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.36 Acres
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 160 x 99

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Utilities,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$91$1,092
Property Taxes $79$948
Electricity $196$2,360
Total$1,124$13,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,537/yr
40% on housing$33,720/yr
45% on housing$29,973/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 46725$143
Whitley County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46725$155
Whitley County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$150,000
2025-03-17Sold$250,000
2025-02-06Price change$265,000
2025-01-30Listed for sale$275,000
2020-10-30Sold$205,000
2020-09-16Listed for sale$215,000

For Sale by Agent

AgentAshley Neeley
BrokerageTrue Path Realty

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