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305 E Van Buren St, Columbia City, IN, 46725

3beds
2baths
1,656sqft
$145,000
$88price/sqft
$1,085/moest. monthly cost
$43,400/yrincome needed

About This Home

Great opportunity to build sweat equity. The bones are good if you can look past the tenant clutter. Will need a deep clean, fnew carpet, paint and one area of drywall repaired. Drywall needs repaired due to fixing a leak. Home has great space with a main floor primary suite and laundry. Appliances are good and will remain. Water heater is new within the last year and furnace and A/C 5 years old. Don't miss this opportunity.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
5/10
8/10
Columbia City High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • 1st Bdrm En Suite,Main Level Bedroom Suite
  • Flooring: Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,656

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,622
  • Total interior livable area: 1,656 sqft

Property

Details

  • Parcel number: 920611500410.006004

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch Covered
  • Fencing: None

Lot

  • Lot size: 5,052 sqft
  • Features: Irregular Lot,City/Town/Suburb
  • Lot size dimensions: 34x149

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$87$1,044
Property Taxes $81$972
Electricity $184$2,212
Total$1,085$13,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,200/yr
40% on housing$32,550/yr
45% on housing$28,933/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 46725$143
Whitley County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46725$155
Whitley County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$145,000
2026-08-11Listed for sale$145,000
2021-09-03Listing removed--
2021-07-30Pending sale$135,000
2021-07-23Listed for sale$135,000

For Sale by Agent

AgentJennifer Duff
BrokerageKeller Williams Realty Group

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