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410 E Chicago St, Columbia City, IN, 46725

4beds
1baths
1,700sqft
$143,500
$84price/sqft
$1,251/moest. monthly cost
$50,040/yrincome needed

About This Home

Beautiful 4 bed room house on quit street in Columbia city only 20 minutes from fort Wayne. New Gas Furness 2026, new water heater 2026, new carpet, Metal roof, this house has plenty room to grow. The yard is perfect for outdoor enthusiasts or creative landscaping ideas

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
8/10
Columbia City High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Range/Oven Hk Up Gas/Elec,Refrigerator,Electric Cooktop
  • Laundry features: Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Partial,Unfinished,Block,Brick,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110

Features

  • Laminate Counters,Formal Dining Room
  • Window features: Window Treatments,Blinds
  • Attic: Storage
  • Finished area below ground: 1,200
  • Finished area above ground: 500

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 920611509309.004004
  • Zoning: A1

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,356 sqft
  • Features: Level,City/Town/Suburb

Parking

  • Parking features: Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $725$8,700
Home Insurance *$87$1,044
Property Taxes $255$3,060
Electricity $184$2,212
Total$1,251$15,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,891/yr
40% on housing$37,530/yr
45% on housing$33,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 46725$143
Whitley County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46725$155
Whitley County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$155,500
2026-03-29Price change$160,500
2026-03-23Price change$165,500
2026-03-18Price change$168,500
2026-03-03Listed for sale$171,900
2025-02-28Sold$45,000
2025-02-15Pending sale$45,000
2025-02-05Price change$45,000
2025-01-18Price change$50,000
2025-01-14Price change$55,000
2025-01-11Listed for sale$60,000

For Sale by Agent

AgentFarideh Y Negahban
BrokerageAdamonis Realty, Inc.

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