5432 N PECOS TERRACE, Beverly Hills, FL, 34465
About This Home
Hurricane-resistant construction meets luxury living in this extraordinary 6-bedroom, 4-bath courtyard estate located in the highly sought-after Pine Ridge Estates. Expertly engineered for exceptional strength and peace of mind, this one-of-a-kind home features steel-reinforced concrete walls rated to withstand winds up to 235 MPH, Miami-Dade certified hurricane impact windows, accordion shutters protecting all 13 French doors, a new W-8 rated double garage door, and a brand-new 2025 roof with a secondary water barrier. These superior storm-hardening features qualify the home for maximum homeowners insurance discounts, making it as cost-efficient as it is resilient. Beyond its unmatched durability, the home offers a thoughtfully designed multi-generational floor plan with spacious and flexible living areas, including a formal living room, formal dining room, breakfast nook, bonus room, and a private in-law suite. Wide doorways throughout provide handicap accessibility, ensuring comfort and convenience for every stage of life. The gourmet kitchen is a chef's dream, featuring expansive L-shaped countertops, a large center island, double refrigerator and freezer setup, convection microwave oven, dishwasher, and abundant cabinet storage. Additional upgrades include an 18 SEER Trane A/C system, high-efficiency appliances, and dual-flush toilets for energy-conscious living. The property is further enhanced by an impressive Belgrad retaining wall system with a dramatic 9-foot-wide staircase leading to the garden below, beautifully accented by ornamental planters atop the columns. Conveniently located with quick access to the Suncoast Parkway, Tampa International Airport, and Florida's stunning Gulf Coast beaches, this remarkable estate seamlessly combines hurricane resilience, energy efficiency, accessibility, and timeless luxury.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2007
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Courtyard
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Dryer,Freezer,Microwave,Range,Refrigerator,Washer
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Accessibility Features,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Walk-In Closet(s),In-Law Floorplan
- Door features: French Doors
- Window features: Hurricane Shutters
- Flooring: Ceramic Tile,Laminate
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 4,145
- Total interior livable area: 3,121 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Accessibility
- Accessibility features: Customized Wheelchair Accessible
Details
- Parcel number: 18E17S320010008700100
- Zoning: RUR
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Screened,Side Porch
- Exterior features: Courtyard,Rain Barrel/Cistern(s),Rain Gutters
- Has view: Yes
- View description: Trees/Woods
- Residential vegetation: Wooded
Lot
- Lot size: 1.30 Acres
- Features: Corner Lot,In County,Landscaped
- Lot size dimensions: 205 x 236
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $485 | $5,820 |
| Property Taxes | $622 | $7,464 |
| Electricity | $314 | $3,769 |
| Total | $4,252 | $51,024 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $550,000 |
| 2026-06-25 | Price change | $560,000 |
| 2026-05-18 | Listed for sale | $575,000 |
| 2026-03-17 | Listing removed | $560,000 |
| 2026-02-17 | Listed for sale | $560,000 |
| 2026-02-02 | Listing removed | $599,000 |
| 2025-11-26 | Price change | $599,000 |
| 2025-11-06 | Price change | $624,000 |
| 2025-10-10 | Price change | $649,000 |
| 2025-09-10 | Price change | $674,000 |
| 2025-08-10 | Listed for sale | $699,000 |
| 2024-11-19 | Listing removed | $699,000 |
| 2024-11-19 | Price change | $699,000 |
| 2024-06-28 | Listed for sale | $739,000 |
| 2024-03-17 | Listing removed | -- |
| 2023-11-13 | Price change | $829,000 |
| 2023-10-13 | Listed for sale | $859,000 |
| 2018-05-10 | Listing removed | $600 |
| 2018-04-29 | Listed for rent | $600 |
| 2003-09-24 | Sold | $18,000 |
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