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206 E 4th St, Dell Rapids, SD, 57022

2beds
2baths
1,371sqft
$274,900
$201price/sqft
$2,047/moest. monthly cost
$81,880/yrincome needed

About This Home

Welcome home to 206 E 4th St, Dell Rapids, SD 57022, where thoughtful updates, flexible living space and a fantastic location come together. This beautifully maintained 2 bedroom, 2 bathroom ranch-style home offers comfortable main-level living with room to grow. Step inside to find a bright and welcoming interior featuring updated flooring, newer carpet, crisp white trim and an inviting layout that feels like home the moment you walk through the door. The spacious living room is centered around a cozy electric fireplace, creating the perfect place to relax after a long day or gather with family and friends. The kitchen offers a functional layout with ample cabinet space, making meal prep and entertaining a breeze. Both bathrooms have been beautifully remodeled with stylish tile showers, giving the home the fresh, modern updates today's buyers are looking for. The lower level features a finished family room along with additional space that could be finished into a non-legal bedroom, home office, workout room, hobby space or whatever best fits your needs. Outside is where this property truly shines. The large, fully fenced backyard offers plenty of space for kids, pets, gardening or entertaining. One of the standout features is the incredible detached shed complete with heat, air conditioning, water and electricity. Whether you've been dreaming of a workshop, home business, craft room, she shed, man cave or studio, this versatile space offers endless possibilities. Located in the heart of Dell Rapids, you'll enjoy being just minutes from schools, parks, downtown shopping, restaurants and everything this growing community has to offer. Whether you're a first-time homebuyer, looking to downsize or searching for a move-in-ready home with room to personalize, 206 E 4th St in Dell Rapids checks all the boxes. Schedule your private showing today and see everything this wonderful property has to offer!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

9/10
9/10
4/10

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 96

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Basement
  • Area: 264

Features

  • Flooring: Carpet,Laminate
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 415
  • Finished area above ground: 956

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,371 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 264

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 022070

Features

  • Patio & porch: Deck,Patio
  • Fencing: Privacy

Lot

  • Lot size: 8,712 sqft
  • Features: City Lot
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $202$2,424
Property Taxes $309$3,708
Electricity $146$1,755
Total$2,047$24,564

Income You'd Need if You Spent...

35% on housing$70,182/yr
40% on housing$61,410/yr
45% on housing$54,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 57022$181
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57022$153
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$274,900

For Sale by Agent

AgentLacie Packard
BrokerageKeller Williams Realty Sioux Falls

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