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1305 E 12th St, Sioux Falls, SD, 57103

1beds
1baths
690sqft
$170,000
$246price/sqft
$1,339/moest. monthly cost
$53,560/yrincome needed

About This Home

Charming 1.5-story home offering a great opportunity for comfortable living or investment potential! This 1-bedroom, 1-bath home features hardwood floors that add warmth and character throughout the main living areas. The functional galley kitchen provides efficient workspace and flows nicely into the living area. The unfinished basement offers additional storage and future potential. Outside, enjoy a spacious yard with plenty of room for outdoor activities, gardening, or entertaining, along with the convenience of a 1-stall detached garage. A cozy home with great potential in a convenient location!

Getting Around

78
WalkingVery Walkable
25
TransitSome Transit
76
BikeVery Bikeable

Schools

5/10
3/10
6/10
Lincoln High School - 02Grades 9-121.7 mi

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 80

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 690

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 690 sqft

Kitchen

  • Level: Main
  • Area: 72

Living Room

  • Level: Main
  • Area: 210

Master Bedroom

  • Level: Upper
  • Area: 144

Property

Details

  • Parcel number: 29855

Features

  • Levels: One and One Half
  • Fencing: Partial

Lot

  • Lot size: 5,806 sqft
  • Features: City Lot
  • Lot size dimensions: 44 x 132

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance $111$1,332
Property Taxes $223$2,676
Electricity $146$1,755
Total$1,339$16,068

Income You'd Need if You Spent...

35% on housing$45,908/yr
40% on housing$40,170/yr
45% on housing$35,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 57103$149
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57103$160
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$170,000
2025-04-18Listing removed$1,100
2025-03-25Listed for rent$1,100
2015-11-12Sold$28,500
2015-04-13Listing removed$34,900
2015-02-12Listed for sale$34,900

For Sale by Agent

AgentJim F Koch
BrokerageeXp Realty- SF-Allen Edge Team

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