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821 S 1st Ave, Sioux Falls, SD, 57104

3beds
2baths
1,604sqft
$265,000
$165price/sqft
$2,043/moest. monthly cost
$81,720/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 2-bath home with a great floor plan and functional layout! Beautiful hardwood floors add warmth and character throughout the main living spaces, creating a welcoming feel from the moment you walk in. The spacious living area flows nicely into the dining and kitchen areas, making it ideal for everyday living and entertaining. With three comfortable bedrooms and two bathrooms, there is plenty of room to spread out. The home also features a convenient 1-stall garage and a layout that maximizes both space and natural light. A wonderful opportunity to own a well-designed home with classic charm!

Getting Around

72
WalkingVery Walkable
32
TransitSome Transit
62
BikeBikeable

Schools

3/10
6/10
Lincoln High School - 02Grades 9-121.6 mi

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 110

Bedroom3

  • Level: Upper
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 169

Features

  • Formal Dining Rm,3+ Bedrooms Same Level
  • Flooring: Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,604

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total interior livable area: 1,604 sqft

Kitchen

  • Level: Main
  • Area: 128

Living Room

  • Level: Main
  • Area: 308

Master Bedroom

  • Level: Upper
  • Area: 110

Property

Details

  • Parcel number: 32716

Features

  • Levels: Two
  • Patio & porch: Covered Patio,Porch

Lot

  • Lot size: 9,661 sqft
  • Features: City Lot
  • Lot size dimensions: 60x161

Parking

  • Total spaces: 1
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance $204$2,448
Property Taxes $354$4,248
Electricity $146$1,755
Total$2,043$24,516

Income You'd Need if You Spent...

35% on housing$70,045/yr
40% on housing$61,290/yr
45% on housing$54,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 57104$146
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57104$166
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$265,000
2026-04-04Pending sale$265,000
2026-04-02Listed for sale$265,000
2011-10-28Sold$65,000
2011-09-22Listed for sale$75,000

For Sale by Agent

AgentJim F Koch
BrokerageeXp Realty- SF-Allen Edge Team

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