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2312 S Phillips Ave, Sioux Falls, SD, 57105

4beds
2baths
2,112sqft
$349,900
$166price/sqft
$2,559/moest. monthly cost
$102,360/yrincome needed

About This Home

Super home in a great location near McKennan Park! This property offers 4 bedrooms and 2 baths, with all four bedrooms conveniently located on one level. Enjoy beautiful hardwood floors and a spacious living room that welcomes you as you enter the home. The kitchen is bright and functional, opening to a generous flex space perfect for dining, a play area, or an additional lounge spot. A slider leads to the large backyard—ideal for outdoor fun and relaxation. The lower level offers access to the double garage, a non-legal bedroom or office, and a cozy family room to round out the space. A fantastic home in a highly desirable area!

Getting Around

76
WalkingVery Walkable
22
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

3/10
6/10
Lincoln High School - 02Grades 9-120.9 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Disposal,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 144

Bedroom3

  • Level: Main
  • Area: 130

Bedroom4

  • Level: Main
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 108

Family Room

  • Level: Basement
  • Area: 420

Features

  • Master Downstairs,Formal Dining Rm,3+ Bedrooms Same Level
  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 602
  • Finished area above ground: 1,510

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,112 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 260

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 36862

Features

  • Patio & porch: Patio,Covered Patio
  • Fencing: Chain Link

Lot

  • Lot size: 8,542 sqft
  • Features: City Lot
  • Lot size dimensions: 103 x 74 & 20 x 46

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Winter Weather
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $254$3,048
Property Taxes $375$4,500
Electricity $161$1,935
Total$2,559$30,708

Income You'd Need if You Spent...

35% on housing$87,737/yr
40% on housing$76,770/yr
45% on housing$68,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 57105$185
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57105$167
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$375,000
2026-01-15Listing removed$380,000
2025-12-11Listed for sale$380,000
2016-03-18Sold$164,000
2016-01-13Price change$169,900
2015-12-10Price change$179,900
2015-10-26Listed for sale$184,900

For Sale by Agent

AgentChris Greve
BrokerageHegg, REALTORS

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