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400 N Chicago Ave, Sioux Falls, SD, 57103

1beds
1baths
519sqft
$119,900
$231price/sqft
$987/moest. monthly cost
$39,480/yrincome needed

About This Home

Charming and affordable 1-bedroom, 1-bath ranch offering excellent potential for a first-time homebuyer or savvy investor. This single-level home features a spacious living area with abundant natural light, durable flooring throughout, and a functional layout that maximizes every square foot. The bedroom is generously sized with convenient access to the full bathroom, while the attached one-stall garage adds valuable storage and off-street parking. Outside, enjoy a quiet setting with mature trees and a manageable yard—perfect for low-maintenance living or rental appeal.

Getting Around

62
WalkingSomewhat Walkable
23
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

3/10
3/10
6/10
Lincoln High School - 02Grades 9-122.2 mi

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 519

Heating

  • Heating features: Natural Gas

Interior Area

  • Total interior livable area: 519 sqft

Property

Details

  • Parcel number: 39034

Lot

  • Lot size: 5,806 sqft
  • Features: City Lot
  • Lot size dimensions: 00

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance $78$936
Property Taxes $157$1,884
Electricity $146$1,755
Total$987$11,844

Income You'd Need if You Spent...

35% on housing$33,840/yr
40% on housing$29,610/yr
45% on housing$26,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 57103$150
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57103$160
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$109,900
2026-01-03Listed for sale$119,900
2014-08-28Sold$43,200
2014-06-03Listed for sale$50,000

For Sale by Agent

AgentJeffrey J Stanton
BrokerageRE/MAX Professionals Inc

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