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2805 S Whetstone Cir, Sioux Falls, SD, 57103

3beds
2baths
2,101sqft
$369,900
$176price/sqft
$2,670/moest. monthly cost
$106,800/yrincome needed

About This Home

This Split Foyer Home Sits at the end of the Cul-De-Sac. Located just south of Harvey Dunn Elementary. 3 Bedrooms, 2 Full bathrooms both offering 2 sinks. Living room is bright and spacious. Lots of cabinets in the Kitchen with Granite counter tops. 2 Bedrooms on this level and a full bathroom with 2 sinks. Step out on to the deck to the large spacious and private backyard. Fence along back of lot. Large Front Foyer to greet your guests. The lower Family room is a large L-shaped, with a wood burning Brick front Fireplace and a game area and wet bar. Additional bedroom with a walk-in closet and a full bathroom with 2 sinks. Large storage area in mechanical room, 2 Stall Heated Garage. Nest thermostat and ring doorbell stay. Kitchen Appliances and Washer & Dryer Included.

Getting Around

32
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Foyer
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 117

Bedroom3

  • Level: Basement
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 143

Family Room

  • Level: Basement
  • Area: 234

Features

  • Wet Bar
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 860
  • Finished area above ground: 1,241

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,101 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 252

Master Bedroom

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 57961

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.42 Acres
  • Features: Cul-De-Sac,Irregular Lot,Garden
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance $243$2,916
Property Taxes $397$4,764
Electricity $160$1,925
Total$2,670$32,040

Income You'd Need if You Spent...

35% on housing$91,542/yr
40% on housing$80,100/yr
45% on housing$71,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 57103$148
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57103$160
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$399,900
2025-10-16Listing removed$410,000
2025-07-17Listed for sale$410,000

For Sale by Agent

AgentGreg J Kneip
BrokerageBerkshire Hathaway HomeServices Midwest Realty - Sioux Falls

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