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703 W 3rd St, Dell Rapids, SD, 57022

3beds
2baths
1,988sqft
$394,900
$199price/sqft
$2,880/moest. monthly cost
$115,200/yrincome needed

About This Home

Welcome home to this beautifully updated ranch-style home offering the perfect combination of space, privacy, and modern upgrades, all situated on over a half-acre lot on the edge of Dell Rapids. Located within the city limits, you'll enjoy the convenience of town with a setting that feels tucked away thanks to the generous lot size and peaceful surroundings. Step inside to discover a bright, open-concept main living area featuring beautiful hardwood floors and a stunning remodeled kitchen complete with quartz countertops, a large center island, and an adjoining dining area designed for gathering with family and friends. The main floor also offers two spacious bedrooms, a full bathroom, and the convenience of main-floor laundry. The finished lower level provides exceptional additional living space with a large family room highlighted by an egress window that fills the space with natural light. You'll also find one legal bedroom and one non-legal bedroom, offering flexibility for guests, a home office, workout room, or hobby space—providing the potential for four total bedrooms. A ¾ bathroom, spacious utility room with convenient stair access to the garage, and an oversized storage room with built-in cabinetry complete the lower level. The oversized heated tandem garage is a standout feature, offering ample room for vehicles, toys, and workshop space. A mini-split heating and cooling system allows you to comfortably enjoy the garage year-round, whether you're working on projects or simply need additional functional space. Outside, unwind on the maintenance-free composite front deck overlooking the expansive yard. With over half an acre to enjoy, there's plenty of room for entertaining, gardening, pets, or simply enjoying the extra elbow room that's hard to find within city limits. Extensive updates completed within the past four years provide tremendous value and peace of mind, including Gerkin replacement windows throughout, a new composite front deck, concrete driveway, furnace, central air conditioning, water heater, air exchanger, radon mitigation system, garage mini-split, interior paint, carpeting, and more. Move-in ready and packed with updates, this home offers the rare opportunity to enjoy a spacious lot, exceptional garage space, and modern finishes while remaining just minutes from schools, parks, and everything Dell Rapids has to offer.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
9/10
4/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Composition
  • Construction materials: Hard Board,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Disposal,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 126

Bedroom3

  • Level: Basement
  • Area: 144

Bedroom4

  • Level: Basement
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 108

Family Room

  • Level: Basement
  • Area: 361

Features

  • Main Floor Laundry
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Finished area below ground: 824
  • Finished area above ground: 1,164

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,988 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 276

Master Bedroom

  • Level: Main
  • Area: 126

Property

Details

  • Parcel number: 58746

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.63 Acres
  • Features: City Lot,Irregular Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance $290$3,480
Property Taxes $443$5,316
Electricity $151$1,822
Total$2,880$34,560

Income You'd Need if You Spent...

35% on housing$98,742/yr
40% on housing$86,400/yr
45% on housing$76,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 57022$170
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57022$153
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$394,900
2022-08-16Sold$325,000
2022-06-22Listed for sale$399,900

For Sale by Agent

AgentTarah Burggraff
BrokerageLandmark Realty & Auction

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