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787 N Liberty St, Harrisonburg, VA, 22802

4beds
2baths
1,560sqft
$299,900
$192price/sqft
$2,067/moest. monthly cost
$82,680/yrincome needed

About This Home

Welcome to a beautifully well maintained home located just minutes from Downtown Harrisonburg, dinning and shopping, parks and JMU. This property blends classic character with modern updates, offering comfortable living in a convenient city setting. Step inside to a bright , welcoming layout with beautiful hard wood floors, and plenty of natural light. The kitchen offers generous cabinet space and a perfect design for everyday cooking or entertaining guest. The bedrooms are well-sized with updated fixtures and thoughtful touches throughout. Outside enjoy the nice yard with room for gardening, pets or outdoor entertainment. Off-street parking adds convivence and you're just a short walk or drive from everything Harrisonburg has to offer.

Getting Around

63
WalkingSomewhat Walkable
25
TransitSome Transit
50
BikeBikeable

Schools

5/10
4/10
3/10
Harrisonburg High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Refrigerator,Dryer,Washer

Basement

  • Basement: Crawl Space,Exterior Entry

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Primary Downstairs,Kitchen Island
  • Flooring: Carpet,Linoleum,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 040 J 3
  • Zoning description: R-2 Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Porch
  • Has view: Yes
  • View description: Residential

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,Gravel,Off Street,Two Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$77$924
Property Taxes $272$3,264
Electricity $202$2,433
Total$2,067$24,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,868/yr
40% on housing$62,010/yr
45% on housing$55,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 22802$149
Harrisonburg City$147

vs Homes Sold Last Month

Median $/sqft

ZIP 22802$183
Harrisonburg City$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$327,000
2026-03-18Price change$330,000
2026-01-20Price change$335,000
2026-01-05Price change$345,000
2025-12-09Price change$350,000
2025-12-04Listed for sale$375,000
2024-04-17Sold$295,000
2024-03-07Pending sale$299,900
2024-02-13Listed for sale$299,900
2016-04-29Sold$133,800
2016-03-30Pending sale$139,900
2016-03-12Price change$139,900
2016-02-18Listed for sale$149,900
2014-08-15Sold$123,000
2014-06-27Listed for sale$119,000
2014-04-01Listing removed$124,900
2014-01-14Price change$124,900
2013-11-07Price change$129,900
2013-09-18Price change$139,900
2013-08-17Listed for sale$145,900
2005-05-02Sold$119,000

For Sale by Agent

AgentMOUNTAIN VALLEY HOMES TEAM
BrokerageKLINE MAY REALTY, LLC

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