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1665 E Fern Street, Othello, WA, 99344

5beds
3baths
3,136sqft
$480,000
$153price/sqft
$3,197/moest. monthly cost
$127,880/yrincome needed

About This Home

Beautiful, Majestic Home in Othello! This is a house that you've seen and wondered what it would be like to live in ... NOW'S YOUR CHANCE! 5 Bed, 3 Bathrooms... So much SPACE... And it's GOOD Space! Great Corner Lot with Immaculate Landscaping! (Don't believe me? Check out the photos). You'll LOVE the 2nd Kitchen Downstairs! And the Basement has it's OWN Entrance! This home is a completely BRICK HOUSE - So Solid! Large Attached 2-Car Garage! The Amazing Deck will blow your mind! Two Wood Fire Places - One Up, One Down! This is a Wonderful Home that you really need to see - especially if it's in your price range... Oh, and the price is AMAZING!!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
Mcfarland JuniorGrades 6-80.5 mi
3/10
Othello High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1975

Materials

  • Foundation: Poured Concrete,Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: gas,Water Heater Location: furnace room/basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Lower

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Second

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas,Wood
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 3,136
  • Total interior livable area: 3,136 sqft

Kitchen With Eating Space

  • Level: Second

Kitchen Without Eating Space

  • Level: Lower

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1529030860116
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Second Kitchen,Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,Curbs,Paved,Fenced-Partially,Gas Available,Outbuildings,Patio,RV Parking,Sprinkler System

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Adams County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$161$1,932
Property Taxes $395$4,740
Electricity $214$2,574
Total$3,197$38,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,611/yr
40% on housing$95,910/yr
45% on housing$85,253/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 99344$233
Adams County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 99344$262
Adams County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$480,000

For Sale by Agent

AgentBrian Gentry
BrokerageRE/MAX Northwest

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