See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1032 Elm St, Prosser, WA, 99350

4beds
3baths
1,900sqft
$435,000
$229price/sqft
$2,874/moest. monthly cost
$114,960/yrincome needed

About This Home

MLS#289845 Welcome to Elm Street This beautiful, well-maintained home is located on a quiet, tree-lined dead-end street in a peaceful neighborhood. Offering three bedrooms with the possibility of a fourth, the flexible layout provides the convenience of two primary suites or the option for a den featuring a full bath and walk-in closet. The newly remodeled kitchen boasts white cabinetry, quartz countertops, and stainless steel appliances. Wood laminate flooring, carpeting, and tile throughout complete the warm and inviting look of this lovely home. All 1,900 square feet are thoughtfully designed on a single level—an increasingly rare and desirable feature. The fully fenced backyard includes three storage sheds measuring 8x14, 12x10, and 10x18, one of which is equipped with electrical service. An indoor/outdoor generator hookup is conveniently located just steps from the back door off the laundry room. Recent updates include a new roof installed in December 2025, new gutters, water heater, electrical panel, appliances, and fresh interior and exterior paint. Yard has underground sprinkler systems for easy maintenance. This truly move-in-ready home is waiting for its perfect new owners. Added bonus, this home comes with a one year home warranty.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Housel Middle SchoolGrades 6-81.8 mi
5/10
Prosser High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Existing Construction (Not New)
  • Year built: 1969

Materials

  • Foundation: Concrete,Crawl Space,Post Beam
  • Roof: Comp Shingle,Rolled
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Water Softener Owned,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Utilities in Garage,Ceiling Fan(s)
  • Window features: Double Pane Windows,Windows - Vinyl,Drapes/Curtains/Blinds
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Freestanding Stove-Pellet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 111842050000005
  • Zoning description: Residential
  • Other equipment: Sat. Dish/Equip Incl

Features

  • Levels: 1 Story
  • Stories: 1
  • Patio & porch: Patio/Covered,Porch
  • Exterior features: Irrigation
  • Fencing: Fenced

Lot

  • Lot size: 0.30 Acres
  • Features: Animals Allowed,Located in City Limits

Parking

  • Total spaces: 1
  • Parking features: Attached,1 car,Garage Door Opener,Off Street,RV Parking - Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters in Benton County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$143$1,716
Property Taxes $383$4,596
Electricity $149$1,793
Total$2,874$34,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,537/yr
40% on housing$86,220/yr
45% on housing$76,640/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 99350$186
Benton County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 99350$231
Benton County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$435,000
2026-03-27Pending sale$435,000
2026-02-25Price change$435,000
2026-01-15Listed for sale$445,000

For Sale by Agent

AgentAnna Kellogg
BrokerageKellogg & Company

Similar Homes