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428 N Underwood St, Kennewick, WA, 99336

5beds
4baths
3,092sqft
$645,000
$209price/sqft
$4,085/moest. monthly cost
$163,400/yrincome needed

About This Home

Large home on quiet street, great neighborhood and location with beautiful view overlooking golf course and views of Columbia River and bridge. The kitchen was recently remodeled with new quartz counter tops, all repainted cabinetry and waterproof laminate flooring in kitchen, dining room and entry, hallway bathroom, master closet and quarter bath. The old-style flat doors upstairs have been changed to new six panel doors. The gas stove, microwave and dishwasher are new as is the stainless-steel sink. Had the exterior of the home painted in 2023. The previous owner owned a plumbing company replumb the home all the way to the street in 2022. The home is currently an Airbnb, all furnishing and personal property can be sold separately although not included in the sales price Any item can be purchased if you want it. The upstairs has a living room, kitchen, dining room, three bedrooms, with two full bathrooms and a quarter bathroom in the master bedroom and a laundry room. The third bedroom is unique in that it has an entry door from the side of the house through the laundry room and a door into the home at the kitchen hallway and the second upstairs bathroom located in this room, could make this into private suite. Covered patio to watch amazing sun rises and enjoy your morning coffee or to sit and relax with an evening glass of wine. Also has a deck area for sunbathing and a hot tub to relax after a long day. The downstairs has two more bedrooms and an amazing bathroom with very large shower and multiple shower heads, but that’s not all, a second living room, and game room, a wine room and second room with a sink which is currently another game room, also a second laundry hook up available in the bedroom closet. The flooring was replaced with water resistant laminate in 2024 except the two bedrooms and stairs are carpet also replaced in 2024. Lots of parking in front of home and secure area with large double gates on both sides.

Getting Around

46
WalkingCar-Dependent
38
TransitSome Transit
15
BikeSomewhat Bikeable

Schools

7/10
3/10
Highlands Middle SchoolGrades 6-81.6 mi
5/10
Southridge High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Existing Construction (Not New)
  • Year built: 1954

Materials

  • Foundation: Block,Concrete
  • Roof: Comp Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer

Basement

  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Laminate,Tile

Interior Area

  • Total structure area: 3,092
  • Total interior livable area: 3,092 sqft

Property

Details

  • Parcel number: 135994050000002
  • Zoning description: Residential

Features

  • Levels: 2 Story w/Basement
  • Stories: 2

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Benton County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$213$2,556
Property Taxes $400$4,800
Electricity $211$2,537
Total$4,085$49,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,057/yr
40% on housing$122,550/yr
45% on housing$108,933/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 99336$144
Benton County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 99336$235
Benton County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$645,000
2022-04-11Sold$545,000
2022-02-20Pending sale$559,000
2022-02-11Price change$559,000
2022-01-31Price change$569,900
2022-01-20Listed for sale$584,000
2022-01-20Listing removed--
2021-12-02Price change$589,500
2021-11-25Price change$647,500
2021-11-10Price change$687,500
2021-09-28Listed for sale$689,000

For Sale by Agent

AgentJoseph Kelly
BrokerageKelly Right Real Estate TC

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