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428 N Gunter St, Vinita, OK, 74301

2beds
1baths
720sqft
$90,000
$125price/sqft
$794/moest. monthly cost
$31,760/yrincome needed

About This Home

This is the sweetest little doll house! Would be great as a starter home, final home, or a rental. Newer roof, fresh paint, flooring, hot water tank, all new appliances, and newer windows. Seller is offering a 1-year home warranty if the price is right. Nice-sized front and back yard and located close to schools and park. Cheaper than paying rent and move-in ready!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Vinita Elementary SchoolGrades PK-50.5 mi
8/10
7/10
Vinita High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Oven,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters,None,Ceiling Fan(s),Gas Range Connection
  • Window features: Vinyl,Insulated Windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 100100020014000200

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 10,454 sqft
  • Features: Mature Trees

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather
Hail

FEMA Declared Disasters in Craig County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance $164$1,968
Property Taxes $31$372
Electricity $144$1,732
Total$794$9,528

Income You'd Need if You Spent...

35% on housing$27,222/yr
40% on housing$23,820/yr
45% on housing$21,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 74301$185
Craig County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 74301
Craig County$66

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$90,000
2026-07-16Listed for sale$90,000
1992-11-23Sold$7,000

For Sale by Agent

AgentJacqueline Palma
BrokerageHometown Real Estate

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