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412 S Washington St, Ponca City, OK, 74601

2beds
1baths
748sqft
$55,000
$74price/sqft
$582/moest. monthly cost
$23,280/yrincome needed

About This Home

Whether you’re a first-time buyer, downsizing, or looking to add to your investment portfolio, this 2 bed, 1 bath home checks all the boxes. Enjoy a functional layout designed for easy, low-maintenance living, plus a detached garage—perfect for parking, storage, hobbies, or a workshop setup. Sitting on a large lot, there’s room to expand, entertain, or simply enjoy extra outdoor space. Currently tenant-occupied, offering immediate income or move in potential.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
5/10
4/10
Ponca City High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: 41 or More
  • Year built: 1935

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 748
  • Total interior livable area: 748 sqft

Property

Details

  • Parcel number: 360010154

Features

  • Levels: One

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 12700

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Ice Storm
Winter Weather
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Kay County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance $130$1,560
Property Taxes $30$360
Electricity $144$1,732
Total$582$6,984

Income You'd Need if You Spent...

35% on housing$19,954/yr
40% on housing$17,460/yr
45% on housing$15,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 74601$76
Kay County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 74601$74
Kay County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$55,000
2026-02-20Listed for sale$65,500
2020-03-02Listing removed$25,000
2019-06-20Listed for sale$25,000

For Sale by Agent

AgentTraci Chance
BrokerageKeller Williams Realty Select - Ponca City

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