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1513 S 8th St, Ponca City, OK, 74601

3beds
1baths
1,086sqft
$135,000
$124price/sqft
$1,221/moest. monthly cost
$48,840/yrincome needed

About This Home

Fully remodeled 3 bed, 1 bath with a clean, updated feel throughout. Inside utility room, functional layout, and quality finishes that make it easy to live in. Large yard with plenty of space to make your own. Solid, move-in ready home.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
4/10
Ponca City High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: 41 or More
  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,086
  • Total interior livable area: 1,086 sqft

Property

Details

  • Parcel number: 360004110

Lot

  • Lot size: 7,013 sqft
  • Lot size dimensions: 7013 sq. ft.

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Kay County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance $321$3,852
Property Taxes $74$888
Electricity $144$1,732
Total$1,221$14,652

Income You'd Need if You Spent...

35% on housing$41,862/yr
40% on housing$36,630/yr
45% on housing$32,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 74601$75
Kay County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 74601$74
Kay County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Price change$135,000
2026-06-23Listed for rent$1,200
2026-06-22Listed for sale$140,000

For Sale by Agent

AgentBrooke Dewitt
BrokerageDewitt Realty Group LLC

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