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904 N Elm St, Ponca City, OK, 74601

3beds
1baths
936sqft
$69,900
$75price/sqft
$701/moest. monthly cost
$28,040/yrincome needed

About This Home

Great location close to elementary school and parks!! This 3-bedroom, 1-bath home offers great potential with some needed TLC. Features include an eat-in kitchen, vinyl siding and windows, and an attached 1-car garage. The large backyard is partially fenced and includes a storage shed for added convenience. A solid property with room to update and make your own with new plumbing and some electrical updates.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
5/10
4/10
Ponca City High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: 41 or More
  • Year built: 1955

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Kit/Din Combo

Features

  • Ceiling Fan(s),Tub/Shower
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Some Carpets

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: 360004345

Features

  • Levels: One
  • Exterior features: Living Room Entry
  • Fencing: Chain Link

Lot

  • Lot size: 0.30 Acres
  • Features: Trees,Interior Lot
  • Lot size dimensions: 13112 Sq Ft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Kay County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance $166$1,992
Property Taxes $38$456
Electricity $144$1,732
Total$701$8,412

Income You'd Need if You Spent...

35% on housing$24,034/yr
40% on housing$21,030/yr
45% on housing$18,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 74601$76
Kay County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 74601$74
Kay County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$69,900
2026-06-04Sold$34,500
2018-08-30Sold$64,000
2018-07-14Pending sale$64,500
2018-06-12Listed for sale$64,500

For Sale by Agent

AgentDonna Reid
BrokerageColdwell Banker Heritage, REALTORS

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