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1905 El Camino St, Ponca City, OK, 74604

3beds
2baths
2,448sqft
$239,000
$98price/sqft
$1,898/moest. monthly cost
$75,920/yrincome needed

About This Home

Adorable brick home, over 2400 sqft.! Featuring 3 bedrooms, 2 full baths, and 3 living areas, the rear living space could easily serve as a spacious primary suite with large closet. Enjoy vinyl replacement windows, cozy fireplace, large kitchen with island, and wood flooring in living room & hallway. Home includes water softener, nice laundry room, storm shelter off garage, covered patio, fenced yard, oversized storage shed with alley access. Primary bedroom features double closets and en-suite bath.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
4/10
Ponca City High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: 41 or More
  • Year built: 1968

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Elec Oven/Range,Dishwasher,Disposal,Water Softener Owned
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal,Kit/Din Combo

Features

  • Pantry,Ceiling Fan(s),Tub/Shower
  • Window features: Vinyl/Replacement Window,Drapes/Cur-Part,Shades/Blinds
  • Flooring: Some Carpets,Hardwood,Concrete,Wood/Raise
  • Fireplace features: Yes,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 2,448 sqft

Property

Details

  • Parcel number: 360005004

Features

  • Levels: One
  • Patio & porch: Covered
  • Exterior features: Rain Gutters,Central Entry
  • Fencing: Fenced

Lot

  • Lot size: 0.30 Acres
  • Features: Interior Lot
  • Lot size dimensions: 13000

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Opener Control(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters in Kay County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $377$4,524
Property Taxes $131$1,572
Electricity $182$2,185
Total$1,898$22,776

Income You'd Need if You Spent...

35% on housing$65,074/yr
40% on housing$56,940/yr
45% on housing$50,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 74604$120
Kay County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 74604$110
Kay County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$245,000
2026-04-05Listed for sale$250,000
2009-04-15Sold$162,000

For Sale by Agent

AgentBecky Poet
BrokerageColdwell Banker Heritage, REALTORS

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