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604 N Oak St, Checotah, OK, 74426

2beds
1baths
909sqft
$117,500
$129price/sqft
$925/moest. monthly cost
$37,000/yrincome needed

About This Home

A must see home with a covered porch in a quiet neighborhood! This beautifully remodeled home has a new roof, flooring, paint, cabinetry and much more! Plumbing has been completely replaced inside and out on the property. Electrical has been updated with a new breaker box and wiring. Brand new hot water heater. 3 brand new mini splits installed, giving every bedroom the option of personalized heating and cooling! This property is move-in ready so don't miss out on a fantastic home inside Checotah city limits!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
7/10
Checotah Middle SchoolGrades 6-80.6 mi
5/10
Checotah High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Block,HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Butcher Block Counters,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection,Gas Range Connection,Gas Oven Connection
  • Window features: Aluminum Frames
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Ductless,Electric,Gas,Multiple Heating Units
  • Cooling features: Ductless,3+ Units

Interior Area

  • Total structure area: 909
  • Total interior livable area: 909 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 211000010005000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: None
  • Fencing: None
  • Living area range: 750-1000 SqFt

Lot

  • Lot size: 6,359 sqft
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters in McIntosh County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $594$7,128
Home Insurance $131$1,572
Property Taxes $56$672
Electricity $144$1,732
Total$925$11,100

Income You'd Need if You Spent...

35% on housing$31,714/yr
40% on housing$27,750/yr
45% on housing$24,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 74426$106
McIntosh County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 74426
McIntosh County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$132,500
2026-01-21Price change$135,900
2025-12-23Listed for sale$140,000
2023-10-26Sold$16,000

For Sale by Agent

AgentPhillip LaFave
BrokerageChinowth & Cohen

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