See other homes in:
Primary listing photo

12999 S Highway 137, Miami, OK, 74354

2beds
1baths
852sqft
$140,000
$164price/sqft
$1,087/moest. monthly cost
$43,480/yrincome needed

About This Home

Now we're talking about a property that offers possibilities in every direction! This 10-acre tract features a home, three barns, woods, pasture, and room to make your dreams a reality. Do you keep it as a rental? Develop it? Turn it into a hunting retreat? Start that hobby farm you've always wanted? The choice is yours. The home offers just under 1,000 square feet with 2 bedrooms and 1 bath. It does need some TLC, but it was rented as recently as 6 months ago. The property includes a 500-gallon propane tank, rural water, and electric service already in place. The barns appear to be in good shape and are ready for livestock, equipment, storage, or whatever your plans may be. With a combination of timber, pasture ground, and garden space, this property has something for everyone.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
4/10
Wyandotte Middle SchoolGrades 6-81.9 mi
4/10
Wyandotte High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 852

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 852
  • Total interior livable area: 852 sqft

Property

Details

  • Parcel number: 000011027023001300
  • Lease amount: 0
  • Special condition: Absolute Auction,Auction

Features

  • Stories: 1

Lot

  • Lot size: 10 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Drought
Heat Wave
Lightning
Tornado
Winter Weather
Hail

FEMA Declared Disasters in Ottawa County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance $166$1,992
Property Taxes $70$840
Electricity $144$1,732
Total$1,087$13,044

Income You'd Need if You Spent...

35% on housing$37,268/yr
40% on housing$32,610/yr
45% on housing$28,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 74354$82
Ottawa County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 74354$98
Ottawa County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentMichelle Christman
BrokerageUC Post Properties LLC

Similar Homes