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107 H St NE, Miami, OK, 74354

2beds
1baths
816sqft
$48,000
$59price/sqft
$467/moest. monthly cost
$18,680/yrincome needed

About This Home

Located in the Northeast. Inviting front covered porch. Step inside to an open concept living and dining area, creating a bright and welcoming space. Two bedrooms and 1 bath plus the home also features a convenient utility area with room for your laundry needs. Outside, you'll enjoy a fully fenced yard with plenty of space for pets, play, or gardening. The detached storage building offers extra room for tools, seasonal items, or hobby equipment. This cozy home is ready for its next owner. Schedule a showing today.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
3/10
Miami Junior High SchoolGrades 7-90.9 mi
5/10
Miami High SchoolGrades 10-120.9 mi

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Raised
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Property

Details

  • Parcel number: 352000062017000000

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 11761

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail

FEMA Declared Disasters in Ottawa County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $242$2,904
Home Insurance $57$684
Property Taxes $24$288
Electricity $144$1,732
Total$467$5,604

Income You'd Need if You Spent...

35% on housing$16,011/yr
40% on housing$14,010/yr
45% on housing$12,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 74354$83
Ottawa County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 74354$98
Ottawa County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$45,000
2026-07-24Listed for sale$48,000
2024-12-23Sold$35,000
2024-07-09Listed for sale$47,000
2023-12-08Listing removed--
2023-11-11Listed for sale$62,000
2023-11-07Listing removed--
2023-10-09Price change$60,000
2023-09-30Price change$63,000
2023-09-15Listed for sale$67,000
2023-09-02Listing removed--
2023-08-10Listed for sale$63,000
2023-07-31Listing removed--
2023-07-05Price change$65,000
2023-06-30Price change$66,000
2023-05-01Price change$69,000
2023-04-24Price change$72,000
2023-04-21Price change$75,000
2023-03-24Price change$76,000
2023-01-30Listed for sale$80,000
2023-01-29Listing removed--
2021-01-07Sold$22,000
2015-10-29Sold$10,000

For Sale by Agent

AgentPamala Waltz
BrokerageSolid Rock REALTORS - Miami

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